Credit union · NCUA insured
CCSE Federal Credit Union Savings Rates
Top CarrotCCSE Federal Credit Union’s best savings rate is 1.76% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How CCSE Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Olean, NY, where CCSE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CCSE Federal Credit Union
1.76%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $176
Money Market Accounts
Top rate
Five Star Bank
2.75%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $275
3rd-highest rate
SNIFCU
1.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $150
CCSE Federal Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.76%
- $100,000 balance$100,0002.27%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CCSE Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
1.76%APY
Maximum 4 withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 1.76% | $176 |
| $25,000 – $75,000 | 2.02% | — |
| Over $75,000 | 2.27% | — |
Share Accounts (Savings Accounts)
0.05%APY
Every member of the credit union must have a $5 share account (a savings account). $100 on deposit required to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 on deposit required to earn interest.$100 and up | 0.05% | $5 | $100 on deposit required to earn interest. |
Special-purpose accounts
Youth Savings Accounts
0.25%APY
Youth savings account. Open with just $5.00 and earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOpen with just $5.00 and earn interest.Any balance | 0.25% | $25 | Open with just $5.00 and earn interest. |
Christmas Club
0.05%APY
Club savings account. Christmas Clubs pay in October. Open one anytime!
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 to earn interest. Pays in October.$100 and up | 0.05% | $5 | $100 to earn interest. Pays in October. |
Summer Days
0.05%APY
Club savings account (great for teachers who are off in the summertime!). Summer Days pays in July. Open one anytime!
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 to earn interest. Pays in July.$100 and up | 0.05% | $5 | $100 to earn interest. Pays in July. |
Who can join CCSE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Cattaraugus County is eligible for membership.
Membership information collected October 5, 2026.