Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in New Jersey
- 0.15%APY$15 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% Over $1,000Your amount 0.15% Rate checked
More details - Provident BankPlatinum MoneyManagerPlatinum MoneyManager · $0 min · 0.00%–0.30% by balance
Bank · 129 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to a Provident Platinum Checking account.
Offer: Must be linked to a Provident Platinum Checking account.
Qualified rate · 0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Platinum MoneyManager Balance APY Up to $4,999 0.00% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Tiered interest rates. Monthly service fee is $10 if minimum balance falls below $1,500 any day in the statement cycle ($0 if minimum balance is met). Opening deposit minimum is $50. Transfers to another account or third parties are limited to six per monthly statement cycle. Rates may change after account opening. Fees may reduce earnings.
Offer: Tiered balance rate tier ($1.00–$1,499.99). $10 monthly fee if balance falls below $1,500. Rate may change after account opening.
0.10% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,500 0.10% $1,500 – $50,000Your amount 0.15% $50,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 to open as a condition of admission to membership. Dividends compounded and paid monthly.
Offer: Minimum $5 balance requirement stated on rate sheet; $100 minimum daily balance to earn dividends per account details/disclosures. $2 paper statement fee waived with eStatements.
0.15% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Garden State Federal Credit UnionSilver Money Market Savings Account & Checking AccountSilver Money Market Savings Account & Checking Account · $1 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: There is a minimum balance and an excessive withdrawal fee. Rates tiered according to balance.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Silver Money Market Savings Account & Checking Account Balance APY Up to $2,500 0.00% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Variable rate product.
Offer: Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.
0.15% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Variable rate product.
Offer: Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.
0.15% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Statements mailed monthly. Variable rate product.
Offer: Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.
0.15% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Blended rate structure. Establishes HEFCU membership. No monthly fees on accounts maintaining a minimum balance of $100.
0.01% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $5,000 0.01% $5,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: $100.00 minimum.
0.15% interest rate · Effective Jun 1, 2024
Rate checked
More details - Public Service Federal Credit UnionRegular (Savings) Share AccountSavings · $100 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: During any statement period, up to six withdrawals or transfers to another credit union account or third party by preauthorized, automatic, or telephonic instruction, with no more than three by check, draft, or debit card; exceeding limitations subjects account to closure. Par value of a share is $5.00.
Offer: Must maintain a minimum daily balance of $100.00 each day to obtain the disclosed APY. Dividends compounded and credited monthly.
0.15% interest rate · Effective Jun 1, 2024
Rate checked
More details - Schuyler Savings BankPremium Tiered Money Market AccountPremium Tiered Money Market Account · $10,000 min · 0.15%–0.20% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable interest rate account. Rates, terms and conditions are subject to change without notice. Interest is compounded daily and posted monthly. Passbook format. Free cashier's checks if payable to account owner.
Offer: 1st Tier balance requirement is $10,000 to $49,999.99. Initial deposit to open is $10,000.00. Minimum balance to earn APY is $10,000.00.
0.15% interest rate · Compounded daily · Effective Sep 19, 2025
Rate by balance
Rate by balance for Premium Tiered Money Market Account Balance APY $10,000 – $50,000Your amount 0.15% $50,000 and upInitial deposit to open is $50,000.00. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Tiered account. $1,000 minimum required to open and maintain to avoid a monthly service charge of $10.00.
Offer: $1,000 minimum required to maintain to avoid a monthly service charge of $10.00.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Super Savings Balance APY Up to $999 0.00% $1,000 – $9,999 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $50 is required to earn dividends. Dividends paid quarterly.
Effective Jan 1, 2022
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary savings account required to establish membership. Minimum balance of $25.00 ($5.00 for minors). $5.00 monthly low balance fee if monthly aggregate average daily balance falls below $100 (waived if 25 or younger, active loan, open certificate, or 10 debit card transactions/month).
Offer: Applies to all balances. $5 monthly low balance fee waived if monthly aggregate average daily balance of all accounts combined is at least $100, or with $25 in share account for members 25 and under, open loan/credit card, open share certificate, or 10 monthly debit card transactions.
0.15% interest rate · $5 monthly fee · Effective Mar 24, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches