Public Service Federal Credit Union Savings & Money Market Rates

How Public Service Federal Credit Union’s savings rates compare

Compared with banks and credit unions near New York, NY-NJ, where Public Service Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Public Service Federal Credit Union
0.50%APY
Requires
None
Minimum
$5,000
Earns on $10,000 a year
$50
Money Market Account
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
HSBC USA
4.40%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$440
HSBC USA rates

Compare savings rates near you →

Savings score

Higher than 47% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0000.50%
$100,000 balance$100,0001.00%
QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Public Service Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.50%APY$5,000 to open

Compounded daily, credited monthly. Transaction limitations apply (up to 5 withdrawals/transfers per statement period, max 3 by check/draft/debit card).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$5,000 – $50,000	0.50%	$50
Over $50,000	1.00%	—

Sources (2)

All captured Sep 19, 2026

Clubs

0.15%APY

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and up$100.00 minimum.$100 and up	0.15%	$15	$100.00 minimum.

Sources (1)

psfcunj.com/savingsrates.php · captured Sep 19, 2026

Regular (Savings) Share Account

0.15%APY$50 to open

During any statement period, up to six withdrawals or transfers to another credit union account or third party by preauthorized, automatic, or telephonic instruction, with no more than three by check, draft, or debit card; exceeding limitations subjects account to closure. Par value of a share is $5.00.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMust maintain a minimum daily balance of $100.00 each day to obtain the disclosed APY. Dividends compounded and credited monthly.$100 and up	0.15%	$15	Must maintain a minimum daily balance of $100.00 each day to obtain the disclosed APY. Dividends compounded and credited monthly.

Sources (2)

All captured Sep 19, 2026

Who can join Public Service Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

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