Bank · FDIC insured
GSL Savings Bank Savings Rates
GSL Savings Bank’s best savings rate is 2.52% APY on $10,000, with its GSL Money Maker Account. Rates checked October 22, 2026.
How GSL Savings Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where GSL Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
GSL Savings Bank
2.52%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $252
GSL Money Maker Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
GSL Savings Bank savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0002.52%
- $100,000 balance$100,0004.03%
- QualifiedQualified2.52%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GSL Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
GSL Money Maker Account
2.52%APY
Variable tiered rate account. Interest is compounded daily and paid monthly. Monthly service fee of $15.00 waived if minimum daily balance of $1,000.00 is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,000.00. Variable rate. | 0.15% | — | Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,000.00. Variable rate. |
| $1,500 – $25,000Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,000.00. Variable rate. | 2.52% | $252 | Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,000.00. Variable rate. |
| $25,000 and upMinimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,000.00. Variable rate. | 4.03% | — | Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,000.00. Variable rate. |
Sources (2)
All captured Oct 4, 2026
Passbook Savings
0.15%APY
Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Variable rate product.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.$50 and up | 0.15% | $15 | Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00. |
Sources (2)
All captured Oct 4, 2026
Rent Security
0.15%APY
Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Variable rate product.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.$50 and up | 0.15% | $15 | Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00. |
Sources (1)
- gslsavingsbank.com/deposit-rates · captured Oct 4, 2026
Statement Savings
0.15%APY
Minimum balance required to open a Savings Account. Interest is compounded continuously and paid monthly. Minimum daily balance of $50.00 required to earn interest and avoid $5.00 monthly service charge. Statements mailed monthly. Variable rate product.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00.$50 and up | 0.15% | $15 | Minimum daily balance of $50.00 to earn interest and avoid fees. Monthly service charge is $5.00 if balance falls below $50.00. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Holiday Club
0.25%APY
Holiday Club Accounts are paid simple interest. Make additional deposits at any time. Once funds are deposited, they must remain until club checks are processed during the first part of October each year. Variable rate product. $0 monthly service charge and $0 min balance to avoid fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2 and upSimple interest paid. Funds must remain until club checks are processed in the first part of October. Min daily balance for interest is $2.00.$2 and up | 0.25% | $25 | Simple interest paid. Funds must remain until club checks are processed in the first part of October. Min daily balance for interest is $2.00. |
Sources (1)
- gslsavingsbank.com/deposit-rates · captured Oct 4, 2026
IRA Savings Account Variable Rate
0.15%APY
Available as Traditional or Roth IRA savings. Variable rate product. Interest rate and APY may change at any time without prior notice. Continuous compounding, interest credited monthly. $50 minimum to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate product; rate and APY may change at any time without prior notice. Continuous compounding and credited monthly.Any balance | 0.15% | $15 | Variable rate product; rate and APY may change at any time without prior notice. Continuous compounding and credited monthly. |
Closed to new customers
Super Money Market Account
0.25%APY
Available to existing customers (individuals and businesses). Transfers by way of check, debit card, or similar order payable to a third party are limited to 6 per month/statement cycle. Interest is compounded daily and paid monthly. Variable tiered rate account. Monthly service fee of $15.00 waived if minimum daily balance of $1,500.00 is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,500.00. Variable rate. | 0.00% | — | Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,500.00. Variable rate. |
| $100 – $1,500Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,500.00. Variable rate. | 0.15% | — | Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,500.00. Variable rate. |
| $1,500 – $100,000Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,500.00. Variable rate. | 0.25% | $25 | Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,500.00. Variable rate. |
| $100,000 and upMinimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,500.00. Variable rate. | 3.00% | — | Minimum daily balance of $100.00 required to earn interest. Monthly service charge of $15.00 applies if daily balance falls below $1,500.00. Variable rate. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.