Compare Bank & Credit Union Rates
Best savings rates in New Jersey
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in New Jersey
- Public Service Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Compounded daily, credited monthly. Transaction limitations apply (up to 5 withdrawals/transfers per statement period, max 3 by check/draft/debit card).
0.50% interest rate · Compounded daily · Effective Jun 1, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $50,000Your amount 0.50% Over $50,000 1.00% Rate checked
More details - Members 1st of NJ Federal Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.35%–0.75% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Simply maintain a minimum deposit of $1,500. Up to 6 withdrawals per month. $10.00 service fee if balance falls below $1,500.00. Dividends compounded and paid monthly. Money Market checks available.
Offer: $10.00 service fee if balance falls below $1,500.00. Up to 6 withdrawals per month.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $9,999 0.35% $9,999 – $24,999Your amount 0.50% $24,999 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Monthly maintenance fee is $5 if daily balance is below $250; free if daily balance is $250 and above.
Offer: $5 monthly maintenance fee waived with daily balance of $250 or more.
0.05% interest rate · $5 monthly fee · Effective Mar 27, 2024
Rate by balance
Rate by balance for Diamond Savings Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $250,000Your amount 0.50% $250,000 – $500,000 1.00% $500,000 and up 2.00% Rate checked
More details - First BankRelationship Money Market AccountRelationship Money Market Account · $1,001 min · 0.45%–2.34% by balance
Bank · 16 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
Offer: Requires a Relationship Checking Account.
Qualified rate · 0.45% interest rate
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY $1,001 – $10,001Your amount 0.45% $10,001 – $50,001 0.90% $50,001 – $150,001 1.66% $150,001 and up 2.34% Rate checked
More details - Manasquan BankMoney Market SavingsMoney Market Savings · $500 min · 0.40%–1.75% by balance
Bank · 15 branches
0.40%APY$40 a year on $10,000Requirements
Product: Interest compounded monthly, credited monthly. A monthly maintenance fee of $5 will be imposed if the average daily balance is less than $500.
Offer: Interest compounded monthly, credited monthly. $5 monthly fee if average daily balance is less than $500.
Compounded monthly · $5 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $999 0.40% $1,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.45% $100,000 – $249,999 1.75% $250,000 and up 1.75% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 78 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Variable rate. APY effective as of 10/07/2026. Maintain $0.01 daily balance to obtain disclosed APY. Interest compounded daily, paid monthly.
0.40% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Jersey Central Federal Credit UnionShare Savings AccountSavings · $5 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit is $5.00 with setup of automatic deposit (payroll deduction/direct deposit), or $100.00 without automatic deposit. Quarterly dividends paid on balances of $100.00 and above. Excess savings withdrawal fee of $10.00 per transaction over 6 per month. $2.00 per paper statement (exempt for minors and members 65+).
0.00% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership requires $50 minimum balance in savings and a $10 one-time membership fee. Rates are variable and may change after account opening.
Offer: Minimum balance of $50 is required to open the account and earn the stated APY. Rates are variable.
0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Atlantic City Electric Company Employees FCURegular Share SavingsSavings · $5 min
Credit union · 1 branch
0.40%APY$40 a year on $10,000intro rateRequirements
Product: Open with an initial minimum deposit of $5.00 and maintain that balance to remain a member in good standing; $5.00 minimum to earn APY. Dividends declared and credited quarterly.
Offer: Dividend period is 7/1/26 – 9/30/26. Minimum opening amount is $5.00; minimum to earn the APY is $5.00.
Promotional rate · 0.40% interest rate
Rate checked
More details - Affinity Federal Credit UnionMoreSavingsSavings · $5 min · 0.40%–1.50% by balance
Credit union · 16 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered savings account with four balance tiers earning dividends based on daily balance. Dividends compounded daily and credited monthly. $5 minimum opening deposit. No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies.
Offer: No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies. If account balance falls below the minimum for a tier, the next lowest tier's APY applies.
0.40% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for MoreSavings Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.55% $100,000 – $250,000 1.00% Over $250,000 1.50% Rate checked
More details - Ion BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.15% by balance
Bank · 12 branches
0.40%APY$40 a year on $10,0000.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.40% $100,000 – $250,000 0.65% $250,000 and up 1.15% Rate checked
More details - Energy People FCUShare Savings AccountSavings · $500 min · 0.15%–1.00% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: First step to membership is opening a Savings Account with a $200.00 deposit (or $150.00 minimum opening deposit per Truth-In-Savings). Must maintain a minimum daily balance of $150.00 to obtain disclosed APY. If not on payroll or do not have a loan, must keep a minimum of $200.00 to keep account open. Dividends compounded daily, credited monthly.
Compounded daily
Rate by balance
Rate by balance for Share Savings Account Balance APY $500 – $10,000 0.15% $10,000 – $50,000Your amount 0.40% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Garden Savings FCUMoney MarketMoney Market · $0 min · 0.00%–0.90% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: $10 Monthly Fee applies for daily balances less than $1,000. All money market accounts include a complimentary check order for new accounts.
Offer: $10 Monthly Fee applies for daily balances less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $15,000Your amount 0.40% $15,000 – $30,000 0.45% $30,000 – $50,000 0.55% $50,000 and up 0.90% Rate checked
More details - Ridgedale Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $500 min · 0.40%–1.92% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit of $500. Minimum balance requirement of $500. Withdrawals are limited to 3 per month. Daily compounding of dividends with monthly posting. Membership required (via Financial Fitness Association partnership or Novartis employee/contractor).
Offer: Minimum balance requirement of $500; withdrawals limited to 3 per month.
0.40% interest rate · Effective Oct 31, 2025
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $500 – $25,000Your amount 0.40% $25,000 – $75,000 0.90% $75,000 – $175,000 1.66% Over $175,000 1.92% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches