Credit union · NCUA insured
Atlantic City Electric Company Employees FCU
A $64.7M credit union headquartered in Mays Landing, NJ, with 3,894 members and 1 branch in New Jersey. Best rates: CDs 2.80% and savings 0.50% APY.
Atlantic City Electric Company Employees FCU Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#3 of 16 in Atlantic City, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Atlantic City Electric Company Employees FCU
Founded in 1940, Atlantic City Electric Company Employees Federal Credit Union has served the employees of Atlantic City Electric Company and now also serves Exelon and 11 Common Bond companies.
The credit union is headquartered in Mays Landing, New Jersey.
- Headquarters
- 5100 Harding Hwy Ste 103, Mays Landing, NJ 08330-2260
- NCUA charter
- 3755
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and contractors of Atlantic City Electric Company and its subsidiaries are eligible for membership.
- Employees of Atlantic Coast Alarm Inc in Mays Landing, NJ are eligible for membership.
- Employees of Computer House of SJ LLC who work in Galloway, NJ are eligible for membership.
- Employees of Exelon are eligible for membership.
Military, government and schools
- Employees of Hamilton Township Municipal Utilities Authority headquartered in Mays Landing, NJ are eligible for membership.
Family and household
- Relatives by birth or marriage and household members who share expenses with a member are eligible for membership.
Cost to join
- Opening a Share Savings Account requires a $5.00 deposit representing a share in the credit union.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- Mays LandingMain office5100 Harding Hwy Ste 103, Mays Landing, NJ 08330Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.98% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.63% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio14.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.98%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.63%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Atlantic City Electric Company Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.