Credit union · NCUA insured
Atlantic City Electric Company Employees FCU Savings Rates
Atlantic City Electric Company Employees FCU’s best savings rate is 0.50% APY on $10,000, with its High Yield Savings Accounts. Rates checked October 22, 2026.
How Atlantic City Electric Company Employees FCU’s savings rates compare
Compared with banks and credit unions near Atlantic City, NJ, where Atlantic City Electric Company Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Atlantic City Electric Company Employees FCU
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
High Yield Savings Accounts
Top rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Parke Bank
3.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $350
Atlantic City Electric Company Employees FCU savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Atlantic City Electric Company Employees FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings Accounts
0.50%APY
Additional terms, conditions, and withdrawal limitations may apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $29,999 | 0.50% | $50 |
| $30,000 – $49,999 | 0.75% | — |
| $50,000 and up | 1.00% | — |
Sources (1)
- acecefcu.org/accounts/share-rates · captured Oct 4, 2026
Regular Share Savings
0.40%APY
Open with an initial minimum deposit of $5.00 and maintain that balance to remain a member in good standing; $5.00 minimum to earn APY. Dividends declared and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividend period is 7/1/26 – 9/30/26. Minimum opening amount is $5.00; minimum to earn the APY is $5.00.$5 and up | 0.40% | $40 | Dividend period is 7/1/26 – 9/30/26. Minimum opening amount is $5.00; minimum to earn the APY is $5.00. |
Special-purpose accounts
Holiday Club
0.40%APY
Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSavings rate period: 10/1/26 - 9/30/27.Any balance | 0.40% | $40 | Savings rate period: 10/1/26 - 9/30/27. |
IRA Share Accounts
0.40%APY
Deposits can be made in lump sum, regular deposits through payroll deduction, over the counter, or rolled over from a qualified retirement account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend period is 7/1/26 – 9/30/26.Any balance | 0.40% | $40 | Dividend period is 7/1/26 – 9/30/26. |
Star Savers/Journey Club
0.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend period is 7/1/26 – 9/30/26.Any balance | 0.40% | $40 | Dividend period is 7/1/26 – 9/30/26. |
Sources (1)
- acecefcu.org/accounts/share-rates · captured Oct 4, 2026
Vacation Club
0.40%APY
Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSavings rate period: 4/1/2026 - 3/31/2027.Any balance | 0.40% | $40 | Savings rate period: 4/1/2026 - 3/31/2027. |
Who can join Atlantic City Electric Company Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and contractors of Atlantic City Electric Company and its subsidiaries are eligible for membership.
- Employees of Atlantic Coast Alarm Inc in Mays Landing, NJ are eligible for membership.
- Employees of Computer House of SJ LLC who work in Galloway, NJ are eligible for membership.
- Employees of Exelon are eligible for membership.
Military, government and schools
- Employees of Hamilton Township Municipal Utilities Authority headquartered in Mays Landing, NJ are eligible for membership.
Family and household
- Relatives by birth or marriage and household members who share expenses with a member are eligible for membership.
Cost to join
- Opening a Share Savings Account requires a $5.00 deposit representing a share in the credit union.
Membership information collected October 5, 2026.