Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 451–465 results in Missouri
- Kansas City Credit UnionShare Savings AccountSavings · $100 min · 0.03%–0.05% by balance
Credit union · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Membership eligibility required (work, worship, or reside in Jackson, Cass or Clay County, MO, or select employee groups). $25 ownership share to open. Dividends are paid quarterly.
Offer: Dividends paid quarterly. Earn interest on balances over $100.
0.03% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $4,999 0.03% $5,000 – $9,999 0.03% $10,000 – $49,999Your amount 0.03% $50,000 – $74,999 0.05% $75,000 and up 0.05% Rate checked
More details - Kansas City Credit UnionSecondary SavingsSavings · $100 min · 0.03%–0.05% by balance
Credit union · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Membership eligibility required. Additional savings accounts that can be opened separate from a traditional savings account for specific goals.
0.03% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY $100 – $4,999 0.03% $5,000 – $9,999 0.03% $10,000 – $49,999Your amount 0.03% $50,000 – $74,999 0.05% $75,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Effective Sep 1, 2026
Rate checked
More details - First BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.02% by balance
Bank · 26 branches
0.02%APY$2 a year on $10,000Requirements
Product: Avoid a Monthly Maintenance Fee if certain conditions are met. Check writing privileges. Open with as little as $100.00.
Offer: Variable-rate account; APY may change any time after the account is opened. Fees may reduce earnings.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 and up 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - F&M Bank and Trust CompanyMoney Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $2,500 min · 0.02%–0.10% by balance
Bank · 3 branches
0.02%APY$2 a year on $10,000Requirements
Product: $1,000 minimum to earn interest. interest accrues daily and is compounded monthly.
Offer: Tier 1; $1,000 minimum to earn interest; interest accrues daily and is compounded monthly.
0.02% interest rate · Compounded monthly · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY $1,000 – $2,500 0.02% $2,500 – $20,000Your amountTier 2; 0.02% $20,000 – $50,000Tier 3; 0.05% $50,000 and upTier 4; 0.10% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - KC Unidos Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.01%–0.50% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,0000.01% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.01% $10,000 – $24,999Your amount 0.02% $25,000 – $49,999 0.20% $50,000 – $74,999 0.25% $75,000 – $99,999 0.45% $100,000 and up 0.50% Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Access account securely online with online banking account. Add BIG CHANGE to accumulate and transfer debit card round-ups daily from checking to savings.
Offer: All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.
Qualified rate · 0.01% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Offer: All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.
0.01% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Free account that builds savings automatically. Linked to free Cha-CHING Ca$h or Cha-CHING Ca$h Back checking account. Automatic transfers of rewards. Limit one account per SSN.
Offer: Base rate applied to all balances if monthly qualifications are not met in linked account.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Reward Savings accounts must be linked to a High Interest Reward Checking or Cash Back Reward checking account. If the linked checking account satisfies the qualification requirements for a monthly qualification cycle (minimum 12 debit card purchases post, monthly e-Statements, and log into online banking at least once during the cycle), earns qualifying rate; otherwise earns nonqualifying rate.
Offer: Non-qualifying rate when linked checking account does not satisfy monthly qualification cycle requirements.
Qualified rate · 0.01% interest rate · Effective Oct 23, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 128 branches
0.01%APY$1 a year on $10,000Requirements
Offer: Standard rate
0.01% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 187 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- CIBC Bank USABank · 1 branch