Bank · FDIC insured
Busey Bank Savings Rates
Busey Bank’s best savings rate is 0.01% APY on $10,000, with its Bridge Savings. Rates checked October 16, 2026.
How Busey Bank’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Busey Bank has the most branches. $10,000, best rate first.
This bank’s best
Busey Bank
0.01%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $1
Everyday Savings
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
Busey Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0003.25%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Busey Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Savings Account
0.05%APY
Minimum deposit to open is $25,000 in new funds (originating from a financial institution other than Busey Bank) or funded from Busey matured CD funds. Minimum balance of $100,000 is required to obtain the premium APY offered. Statements provided quarterly if not combined with a checking account statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. | 0.05% | $5 | Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. |
| $25,000 – $100,000Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. | 2.75% | — | Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. |
| $100,000 – $250,000Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. | 3.25% | — | Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. |
| $250,000 – $500,000Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. | 3.25% | — | Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. |
| $500,000 – $1,000,000Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. | 3.25% | — | Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. |
| $1,000,000 – $5,000,000Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. | 3.25% | — | Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. |
| $5,000,000 and upTiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. | 3.25% | — | Tiered rate account, minimum balance of $100,000 is required to obtain the premium APY offered. Minimum deposit to open the account is $25,000 in new funds or from a Busey Bank matured CD. New funds must originate from a financial institution other than Busey Bank. Rates may change after account is opened. Fees may reduce earnings. |
Bridge Savings
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.Any balance | 0.01% | $1 | All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. |
Sources (1)
- busey.com/personal/products-an…t-interest-rates-arizona · captured Oct 6, 2026
Everyday Savings
0.01%APY
Access account securely online with online banking account. Add BIG CHANGE to accumulate and transfer debit card round-ups daily from checking to savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.Any balance | 0.01% | $1 | All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. |
Sources (2)
- busey.com/personal/products-an…banking/savings-services
- busey.com/personal/products-an…t-interest-rates-arizona
All captured Oct 6, 2026
Special-purpose accounts
Roth Savings
0.05%APY
ROTH Savings grace periods are between April 1-15 and October 1-15.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceROTH Savings grace periods are between April 1-15 and October 1-15. All rates and APYs are accurate as of the effective date and are subject to change without notice. The rate on variable accounts may change after the account is opened. Fees may reduce earnings.Any balance | 0.05% | $5 | ROTH Savings grace periods are between April 1-15 and October 1-15. All rates and APYs are accurate as of the effective date and are subject to change without notice. The rate on variable accounts may change after the account is opened. Fees may reduce earnings. |
Sources (1)
- busey.com/personal/products-an…t-interest-rates-arizona · captured Oct 6, 2026
Health Savings Account (HSA)
0.01%APY
Must participate in a High Deductible Health Plan (HDHP), not be covered by any non-HDHP, not enrolled in Medicare, and not claimed as a dependent on someone else's tax return. Distributions are tax-free if used for qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. | 0.01% | — | All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. |
| $1,500 – $10,000All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. | 0.01% | — | All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. |
| $10,000 – $25,000All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. | 0.01% | $1 | All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. |
| $25,000 and upAll rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. | 0.01% | — | All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. |
Minor Savings
0.01%APY
Custodial savings account opened with an initial gift.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.Any balance | 0.01% | $1 | All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened. |
Sources (2)
- busey.com/personal/products-an…banking/savings-services
- busey.com/personal/products-an…t-interest-rates-arizona
All captured Oct 6, 2026
Closed to new customers
Pillar Money Market
0.01%APY
The Pillar Money Market is available only to Pillar account holders. Fees may reduce earnings. The rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Available only to Pillar account holders. | 0.01% | — | Available only to Pillar account holders. |
| $2,500 – $15,000Available only to Pillar account holders. | 0.01% | $1 | Available only to Pillar account holders. |
| $15,000 – $50,000Available only to Pillar account holders. | 0.01% | — | Available only to Pillar account holders. |
| $50,000 and upAvailable only to Pillar account holders. | 0.01% | — | Available only to Pillar account holders. |
Sources (1)
- busey.com/personal/products-an…t-interest-rates-arizona · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.