Credit union · NCUA insured
County Credit Union Savings Rates
Top CarrotCounty Credit Union’s best savings rate is 0.20% APY on $10,000, with its High-Yield Savings. Rates checked October 16, 2026.
How County Credit Union’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
County Credit Union
0.20%APY
- Requires
- None
- Minimum
- $15
- Earns on $10,000 a year
- $20
High-Yield Savings
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
County Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0002.02%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where County Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Checking Plus
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 – $1,000 | 2.02% | — |
| $1,000 – $30,000 | 0.20% | $20 |
| $30,000 and up | 0.76% | — |
Sources (1)
- countycu.org/deposit-rates · captured Sep 17, 2026
High-Yield Savings
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $30,000 | 0.20% | $20 |
| $30,000 – $40,000 | 0.76% | — |
| $40,000 – $50,000 | 1.00% | — |
| $50,000 and up | 1.26% | — |
Sources (2)
All captured Sep 17, 2026
Regular Shares
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
GenNext
0.50%APY
For individuals up to age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceUp to age 18Any balance | 0.50% | $50 | Up to age 18 |
Sources (2)
All captured Sep 17, 2026
IRA Cash Account
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (1)
- countycu.org/deposit-rates · captured Sep 17, 2026
Holiday Club
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Sources (2)
All captured Sep 17, 2026
Who can join County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in ZIP codes 63105 (Clayton, Missouri) or 63124 (Ladue, Missouri).
Employers and groups
- Employees and registered members of Christ the King, Holy Spirit, St. Ann, and St. Ferdinand parishes are eligible for membership.
Military, government and schools
- Current or retired employees of St. Louis County, City of Jennings, City of Olivette, and various organizations across the St. Louis area are eligible for membership.
Membership information collected October 4, 2026.