Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 541–555 results in Massachusetts
- 0.05%APY$5 a year on $10,000
Requirements
Product: Main share account which opens membership. Dividends are earned on the average daily balance, posted and compounded quarterly. Rates are variable.
0.05% interest rate · Compounded quarterly · Effective Oct 7, 2021
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Variable interest rate on balances over $10. $200 minimum balance.
0.05% interest rate · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: A Personal Checking Account is required to open the EZ $ave Deposit Account.
Offer: Variable interest rate on balances over $10. No monthly service fee.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No maintenance fee. Minimum balance required to open is $25.00. Must maintain a minimum daily balance of $25.00 each day to obtain the disclosed annual percentage yield. Interest compounded and credited monthly.
Offer: Must maintain a minimum daily balance of $25.00 in account each day to obtain disclosed APY. No maintenance fee.
0.05% interest rate · No monthly fee · Effective Jan 24, 2024
Rate checked
More details - Millbury Federal Credit UnionPersonal Money Market StatementPersonal Money Market Statement · $25 min · 0.05%–0.10% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Rates subject to change after account is opened. Minimum balance for membership $5.00. Fees could reduce earnings.
Offer: Rates subject to change after account is opened. Minimum balance for membership $5.00. Fees could reduce earnings.
0.05% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Personal Money Market Statement Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.10% Rate checked
More details - Millbury Federal Credit UnionMoney Market CheckingMoney Market Checking · $25 min · 0.05%–0.10% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Rates subject to change after account is opened. Minimum balance for membership $5.00. Fees could reduce earnings.
Offer: Rates subject to change after account is opened. Minimum balance for membership $5.00. Fees could reduce earnings.
0.05% interest rate · Effective Aug 19, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Jan 1, 2025
Rate checked
More details - Clinton Savings BankTiered Money Market AccountTiered Money Market Account · $500 min · 0.05%–0.15% by balance
Bank · 8 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: To qualify for this account, you must have another checking account relationship with Clinton Savings Bank. Must maintain a daily balance of $10 or more every day of the monthly statement cycle to earn interest. Rate is variable and can change after the account is opened.
Offer: Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Aug 18, 2022
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Simple statement savings account. No monthly fee by maintaining $100 balance throughout the statement period (or for customers 18 years and younger or 65 years and older).
Offer: Maintain $100 minimum balance throughout the statement period to avoid $2 monthly service fee; fee waived for customers 18 and younger or 65 and older.
0.05% interest rate · $2 monthly fee
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rates subject to change daily and may change after the account is opened. APY assumes all funds remain on deposit for 365 days.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available to consumers and businesses in Haverhill Bank's assessment area. Available to people 13 years or older; children 12 or younger require a parent/guardian as joint account-holder. Includes monthly mailing or eStatements, online/mobile banking, and ATM card. Limit of six withdrawals or transfers per month or statement cycle.
Offer: Interest compounded monthly. Minimum daily average balance to earn APY is $10.00. Account rates are variable and may change after opening. Fees could reduce earnings.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Nov 4, 2025
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available to consumers and businesses in Haverhill Bank's assessment area. Passbook account. Children 12 or younger require a parent/guardian as joint account-holder. Limit of six withdrawals or transfers per month or statement cycle.
Offer: Interest compounded monthly on balances of $10 or more. Minimum daily average balance to earn APY is $10.00. Account rates are variable and may change after opening. Fees could reduce earnings.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Nov 4, 2025
Rate checked
More details - Saint Michaels Federal Credit UnionRegular (Shares) SavingsSavings · $5 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends credited quarterly. Variable rate accounts: dividend rate may change after account is opened. Fees may reduce earnings.
Offer: Dividends credited quarterly.
0.05% interest rate · Effective Aug 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches