Bank · FDIC insured
Haverhill Bank Savings Rates
Haverhill Bank’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Haverhill Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Haverhill Bank has the most branches. $10,000, best rate first.
This bank’s best
Haverhill Bank
0.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $20
Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Haverhill Bank savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Haverhill Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
Haverhill Bank reserves the right to only open deposit accounts for consumers and businesses in its assessment area. Six withdrawals or transfers per month or statement cycle by pre-authorized/automatic transfers, telephone, electronic transfers, facsimile, computer, check, or debit card. Interest compounded monthly. Variable rates subject to change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. | 0.05% | — | Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. |
| $10,000 – $50,000Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. | 0.20% | $20 | Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. |
| $50,000 – $100,000Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. | 0.90% | — | Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. |
| $100,000 – $250,000Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. | 0.90% | — | Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. |
| $250,000 – $500,000Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. | 2.00% | — | Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. |
| $500,000 – $1,000,000Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. | 2.00% | — | Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. |
| $1,000,000 – $7,000,000Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. | 2.25% | — | Minimum daily average balance to earn APY is $0.00. Interest compounded monthly. |
Sources (2)
All captured Sep 18, 2026
Regular Savings
0.05%APY
Available to consumers and businesses in Haverhill Bank's assessment area. Passbook account. Children 12 or younger require a parent/guardian as joint account-holder. Limit of six withdrawals or transfers per month or statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest compounded monthly on balances of $10 or more. Minimum daily average balance to earn APY is $10.00. Account rates are variable and may change after opening. Fees could reduce earnings.$10 and up | 0.05% | $5 | Interest compounded monthly on balances of $10 or more. Minimum daily average balance to earn APY is $10.00. Account rates are variable and may change after opening. Fees could reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Statement Savings
0.05%APY
Available to consumers and businesses in Haverhill Bank's assessment area. Available to people 13 years or older; children 12 or younger require a parent/guardian as joint account-holder. Includes monthly mailing or eStatements, online/mobile banking, and ATM card. Limit of six withdrawals or transfers per month or statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest compounded monthly. Minimum daily average balance to earn APY is $10.00. Account rates are variable and may change after opening. Fees could reduce earnings.$10 and up | 0.05% | $5 | Interest compounded monthly. Minimum daily average balance to earn APY is $10.00. Account rates are variable and may change after opening. Fees could reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.25%APY
Available to consumers and businesses in Haverhill Bank's assessment area. Allows weekly or bi-weekly deposits; balance is automatically sent via check or deposited into checking the following October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest compounds monthly on balances of $10 or more. Account rates are variable and may change after opening. Fees could reduce earnings.$10 and up | 0.25% | $25 | Interest compounds monthly on balances of $10 or more. Account rates are variable and may change after opening. Fees could reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Name Your Own Club
0.25%APY
Available to consumers and businesses in Haverhill Bank's assessment area. Allows weekly or bi-weekly deposits with customized savings target amounts and payout timing.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest compounds monthly on balances of $10 or more. Account rates are variable and may change after opening. Fees could reduce earnings.$10 and up | 0.25% | $25 | Interest compounds monthly on balances of $10 or more. Account rates are variable and may change after opening. Fees could reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.