Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Massachusetts
- StonehamBankPlus One Money MarketPlus One Money Market · $10 min · 0.00%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Available only with an Optimum Plus or Optimum One Checking Account. No monthly maintenance fee. $10 minimum balance to open and earn APY. Interest compounded and credited monthly.
Offer: An Optimum Plus or Optimum One Checking Account is required to be eligible to open this account. $10 minimum balance to open and earn APY.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Plus One Money Market Balance APY Up to $10 0.00% $10 and upYour amount 0.20% Rate checked
More details - MIT Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.40% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: No monthly maintenance fees. Rates are variable and may change anytime after account opening. Interest is compounded daily and paid monthly. Rate varies by account balance.
Offer: Minimum daily balance of $1,000.00 to earn stated rate.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.20% $50,000 and up 0.25% $100,000 and up 0.30% $250,000 and up 0.35% $500,000 and up 0.40% Rate checked
More details - North Cambridge Co-Operative BankTiered Rate Money MarketTiered Rate Money Market · $10,000 min · 0.03%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Maintenance Service Charge waived when daily balance is over $500. If daily balance is $10 or more but less than $2,500, the interest rate paid will be that of NOW Account. Minimum balance to open is $10,000.00. Seven days notice of intent to withdraw funds may be required.
Offer: Balance $10.00 but less than $2,500.00 earns NOW Account rate. APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY.
0.03% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $2,500 0.03% $2,500 – $10,000 0.10% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly account fee is waived with a minimum daily balance of $500.00.
$6 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Compounded monthly, paid monthly.
0.20% interest rate · Compounded monthly
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Haverhill Bank reserves the right to only open deposit accounts for consumers and businesses in its assessment area. Six withdrawals or transfers per month or statement cycle by pre-authorized/automatic transfers, telephone, electronic transfers, facsimile, computer, check, or debit card. Interest compounded monthly. Variable rates subject to change after account opening.
Offer: Minimum daily average balance to earn APY is $0.00. Interest compounded monthly.
0.05% interest rate · Compounded monthly · Effective Nov 4, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.90% $100,000 – $250,000 0.90% $250,000 – $500,000 2.00% $500,000 – $1,000,000 2.00% $1,000,000 – $7,000,000 2.25% Rate checked
More details - Methuen Co-operative BankMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.00% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid monthly service fee. Variable rate of interest tiered depending on account balance. Checks and transfers are limited.
Offer: Minimum daily balance of $10.00 to obtain APY.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.40% $100,000 – $249,999 0.50% $250,000 – $499,999 0.60% $500,000 – $999,999 0.70% $1,000,000 – $1,499,999 0.80% $1,500,000 – $1,999,999 0.90% $2,000,000 and up 1.00% Rate checked
More details - Country Bank for SavingsMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.35% by balance
Bank · 16 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open with $1,000. Keep earning with just a $10 minimum balance. Access funds with check-writing ability. Available to new customers residing in New England States (ME, NH, VT, MA, RI, CT) and existing customers in any state.
0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Works similarly to the Regular Share Account but pays a higher dividend rate based on balance.
0.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership begins with opening a share account, granting ownership into the credit union. Dividends are paid monthly.
Offer: Dividends are paid monthly.
0.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - Somerville's Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Compounded Quarterly
0.15% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Statement only.
Offer: Minimum Opening Deposit: $10. Minimum Daily Balance to earn APY: $10 or greater. Interest is paid and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must maintain a Partnership Checking account. Age requirement to open is 18. Daily balance of $7,500.00 or higher waives Partnership Checking monthly service charge ($17.50). Interest compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Partnership Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.10% $250,000 – $500,000 1.20% $500,000 and up 1.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly service charge if a low minimum balance is maintained. Can be opened online or at a branch.
Offer: Variable interest rate. Minimum balance to avoid $3.00 monthly service charge is $250.00 any day of the statement cycle. Minimum balance to obtain disclosed APY is $10.00 daily balance. Interest compounded daily and credited monthly.
0.15% interest rate · Compounded daily · $3 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches