Bank · FDIC insured
MutualOne Bank Savings Rates
MutualOne Bank’s best savings rate is 0.40% APY on $10,000, with its Online Savings. Rates checked October 15, 2026.
How MutualOne Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where MutualOne Bank has the most branches. $10,000, best rate first.
This bank’s best
MutualOne Bank
0.40%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $40
Online Savings
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
MutualOne Bank savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0003.82%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MutualOne Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Mo Premium Savings
3.82%APY
Statement only. Minimum deposit to open must be new money to the Bank (deposits not previously held by Mutual One Bank).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20,000 and upMinimum opening deposit $20,000.00 of new money. Interest is paid and compounded monthly. Rates subject to change after account opening.$20,000 and up | 3.82% | — | Minimum opening deposit $20,000.00 of new money. Interest is paid and compounded monthly. Rates subject to change after account opening. |
Sources (2)
All captured Oct 15, 2026
Online Savings
0.40%APY
Online transactions only. Online Banking and eDocuments required within 30 days of account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts. | 0.40% | — | Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts. |
| Up to $100Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts. | 0.40% | — | Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts. |
| $100 – $1,000,000Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts. | 0.40% | $40 | Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts. |
| Over $1,000,000Balance in excess of $1,000,000 will earn a lower interest rate, for example, a balance of $1,250,000.00 will earn 0.37% - 0.40% APY. Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts. | 0.25% | — | Balance in excess of $1,000,000 will earn a lower interest rate, for example, a balance of $1,250,000.00 will earn 0.37% - 0.40% APY. Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts. |
Sources (2)
All captured Oct 15, 2026
Mo Money Market
0.20%APY
Interest is paid and compounded monthly. Rates may change after the account is opened. Minimum Opening Deposit: $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum Daily Balance to earn APY: $10 - $9,999.99. Fees could reduce earnings. | 0.10% | — | Minimum Daily Balance to earn APY: $10 - $9,999.99. Fees could reduce earnings. |
| $10,000 – $50,000Minimum Daily Balance to earn APY: $10,000 - $49,999.99. Fees could reduce earnings. | 0.20% | $20 | Minimum Daily Balance to earn APY: $10,000 - $49,999.99. Fees could reduce earnings. |
| $50,000 – $100,000Minimum Daily Balance to earn APY: $50,000 - $99,999.99. Fees could reduce earnings. | 0.20% | — | Minimum Daily Balance to earn APY: $50,000 - $99,999.99. Fees could reduce earnings. |
| $100,000 – $200,000Minimum Daily Balance to earn APY: $100,000 - $199,999.99. Fees could reduce earnings. | 0.20% | — | Minimum Daily Balance to earn APY: $100,000 - $199,999.99. Fees could reduce earnings. |
| $200,000 and upMinimum Daily Balance to earn APY: $200,000 or greater. Fees could reduce earnings. | 0.30% | — | Minimum Daily Balance to earn APY: $200,000 or greater. Fees could reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Money Market Plus
0.20%APY
Interest is paid and compounded monthly. Rates may change after the account is opened. Minimum Opening Deposit: $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum Daily Balance to earn APY: $10 - $2,499.99. Fees could reduce earnings. | 0.10% | — | Minimum Daily Balance to earn APY: $10 - $2,499.99. Fees could reduce earnings. |
| $2,500 – $10,000Minimum Daily Balance to earn APY: $2,500 - $9,999.99. Fees could reduce earnings. | 0.15% | — | Minimum Daily Balance to earn APY: $2,500 - $9,999.99. Fees could reduce earnings. |
| $10,000 and upMinimum Daily Balance to earn APY: $10,000 or greater. Fees could reduce earnings. | 0.20% | $20 | Minimum Daily Balance to earn APY: $10,000 or greater. Fees could reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Statement Savings
0.15%APY
Statement only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum Opening Deposit: $10. Minimum Daily Balance to earn APY: $10 or greater. Interest is paid and compounded monthly.$10 and up | 0.15% | $15 | Minimum Opening Deposit: $10. Minimum Daily Balance to earn APY: $10 or greater. Interest is paid and compounded monthly. |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.