Bank · FDIC insured
North Cambridge Co-Operative Bank Savings Rates
North Cambridge Co-Operative Bank’s best savings rate is 0.20% APY on $10,000, with its Tiered Rate Money Market. Rates checked October 15, 2026.
How North Cambridge Co-Operative Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where North Cambridge Co-Operative Bank has the most branches. $10,000, best rate first.
This bank’s best
North Cambridge Co-Operative Bank
0.20%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $20
Tiered Rate Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
North Cambridge Co-Operative Bank savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Cambridge Co-Operative Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Tiered Rate Money Market
Up to 0.20%APY
Maintenance Service Charge waived when daily balance is over $500. If daily balance is $10 or more but less than $2,500, the interest rate paid will be that of NOW Account. Minimum balance to open is $10,000.00. Seven days notice of intent to withdraw funds may be required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balance $10.00 but less than $2,500.00 earns NOW Account rate. APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. | 0.03% | — | Balance $10.00 but less than $2,500.00 earns NOW Account rate. APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. |
| $2,500 – $10,000APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. | 0.10% | $10 | APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. |
| $10,000 and upAPY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. | 0.20% | $20 | APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. |
Sources (3)
- asknccb.com/accounts/personal/savings
- asknccb.com/accounts/personal/…tiered_rate_money_market
- asknccb.com/accounts/personal/rates
All captured Oct 5, 2026
Money Market Deposit Account
0.10%APY
Maintenance Service Charge waived when daily balance is over $500. If daily balance is $10 or more but less than $2,500, the interest rate paid will be that of NOW Account. Minimum balance to open is $2,500.00. Seven days notice of intent to withdraw funds may be required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balance $10.00 but less than $2,500.00 earns NOW Account rate. APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. | 0.03% | — | Balance $10.00 but less than $2,500.00 earns NOW Account rate. APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. |
| $2,500 and upAPY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. | 0.10% | $10 | APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY. |
Sources (3)
- asknccb.com/accounts/personal/savings
- asknccb.com/accounts/personal/…ngs/money_market_deposit
- asknccb.com/accounts/personal/rates
All captured Oct 5, 2026
Passbook Savings
0.05%APY
We reserve the right to require seven days notice of intent to withdraw funds from Passbook Savings Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upAnnual Percentage Yield (APY) is based on interest compounding monthly. Rates are subject to change without notice. The rates may change after the account is opened. $10.00 minimum balance to open and obtain the stated APY. Minimum daily balance to receive interest: $10.00. No monthly maintenance fees.$10 and up | 0.05% | $5 | Annual Percentage Yield (APY) is based on interest compounding monthly. Rates are subject to change without notice. The rates may change after the account is opened. $10.00 minimum balance to open and obtain the stated APY. Minimum daily balance to receive interest: $10.00. No monthly maintenance fees. |
Sources (3)
- asknccb.com/accounts/personal/savings
- asknccb.com/accounts/personal/savings/passbook_savings
- asknccb.com/accounts/personal/rates
All captured Oct 5, 2026
Statement Savings
0.05%APY
We reserve the right to require seven days notice of intent to withdraw funds from Statement Savings Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upAnnual Percentage Yield (APY) is based on interest compounding monthly. Rates are subject to change without notice. The rates may change after the account is opened. $10.00 minimum balance to open and obtain the stated APY. Minimum daily balance to receive interest: $10.00. No monthly maintenance fees.$10 and up | 0.05% | $5 | Annual Percentage Yield (APY) is based on interest compounding monthly. Rates are subject to change without notice. The rates may change after the account is opened. $10.00 minimum balance to open and obtain the stated APY. Minimum daily balance to receive interest: $10.00. No monthly maintenance fees. |
Sources (3)
- asknccb.com/accounts/personal/savings
- asknccb.com/accounts/personal/savings/statement_savings
- asknccb.com/accounts/personal/rates
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.05%APY
Deposits of any amount can be made during the year. A check will be issued to you on or around November 1st. We reserve the right to require seven days notice of intent to withdraw funds from Christmas Club Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upAnnual Percentage Yield (APY) is based on interest compounding monthly. Rates are subject to change without notice. The rates may change after the account is opened. $10.00 minimum balance to open and obtain the stated APY. Minimum daily balance to receive interest: $10.00. No monthly maintenance fees.$10 and up | 0.05% | $5 | Annual Percentage Yield (APY) is based on interest compounding monthly. Rates are subject to change without notice. The rates may change after the account is opened. $10.00 minimum balance to open and obtain the stated APY. Minimum daily balance to receive interest: $10.00. No monthly maintenance fees. |
Sources (3)
- asknccb.com/accounts/personal/savings
- asknccb.com/accounts/personal/savings/christmas_club
- asknccb.com/accounts/personal/rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.