Compare Bank & Credit Union Rates
Best savings rates in Chelmsford, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Chelmsford, MA
- Lowell Five BankPremier Money MarketPremier Money Market · $10 min · 0.05%–0.50% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Up to six withdrawals per month via ATM, checks, or debit card transactions. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.
Offer: Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier.
$5 monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.15% $250,000 – $500,000 0.25% $500,000 – $750,000 0.35% $750,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available exclusively to Massachusetts residents age 18 and older. Limit one WinStrong Savings account per member. 12-month savings commitment: early withdrawal penalties apply ($10 for 1st withdrawal, $25 for 2nd withdrawal, disqualified and account closed for more than 2 withdrawals). Each $25 deposit provides 1 entry into prize drawings, up to 4 entries per month ($100). No monthly or annual maintenance fee. Requires a $5.00 Membership Account.
Offer: No minimum monthly balance required.
0.05% interest rate · No monthly fee · Effective Mar 15, 2021
Rate checked
More details - Jeanne D'Arc Credit UnionStatement SavingsSavings · $5 min · 0.05%–8.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: All new Jeanne D'Arc Credit Union members have one consumer savings account (except retirement statement savings) automatically designated as their primary savings account to receive special terms. Additional savings accounts established under the same member name and TIN are not eligible for the primary tiered rate. Requires a $5.00 Membership Account. No monthly or annual fees.
Offer: Primary savings account rate tier on balances up to $500.00.
7.72% interest rate · No monthly fee · Effective Nov 1, 2024
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $500 8.00% Over $500Your amount 0.05%* Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Offer: Interest compounded monthly.
0.01% interest rate · Compounded monthly · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service charge of $7 waived with a $2,500 minimum balance. Minimum opening deposit $2,500. Features tiered interest rates and check-writing capability. Method of compounding: Monthly.
Offer: Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly.
0.01% interest rate · $7 monthly fee · Effective Oct 2, 2026
Rate checked
More details - Eastern BankFeatured Premier Money MarketFeatured Premier Money Market · $10 min · 0.01%–2.07% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Compounded and paid monthly. No monthly maintenance fee or minimum balance requirement.
Offer: Method of compounding: Monthly.
0.01% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Featured Premier Money Market Balance APY Up to $9,999 0.01% $10,000 – $99,999Your amount 0.01% $100,000 – $249,999 1.11% $250,000 and up 2.07% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Offer: Interest is compounded monthly. Fees may reduce earnings.
0.01% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chelmsford, MA
34 accounts at 11 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 1.85%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.05%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches