Bank · FDIC insured
Eastern Bank Savings Rates
Eastern Bank’s best savings rate is 0.01% APY on $10,000, with its Featured Premier Money Market. Rates checked October 5, 2026.
How Eastern Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Eastern Bank has the most branches. $10,000, best rate first.
This bank’s best
Eastern Bank
0.01%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $1
Prime Liquid Assets
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Eastern Bank savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0004.00%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eastern Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Plus
Up to 0.74%APY
180 days after account opening, APY reverts to standard variable APY. Monthly fee of $7 waived with $2,500 minimum balance. $25,000 in money new to Eastern Bank required for existing Eastern Bank deposit customers. Limit 1 account per customer.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Boosted 6 Month rate tier. 180 days after account opening, reverts to standard variable APY (0.01% standard APY / 0.01% interest rate / 0.37% blended 12 month APY). Monthly fee of $7 waived with $2,500 minimum balance. $25,000 in money new to Eastern Bank required for existing Eastern Bank deposit customers. Limit 1 account per customer. | 0.74% | $74 | Boosted 6 Month rate tier. 180 days after account opening, reverts to standard variable APY (0.01% standard APY / 0.01% interest rate / 0.37% blended 12 month APY). Monthly fee of $7 waived with $2,500 minimum balance. $25,000 in money new to Eastern Bank required for existing Eastern Bank deposit customers. Limit 1 account per customer. |
| Up to $24,999Standard variable rate tier after promotional period or without boost. Monthly fee of $7 waived with $2,500 minimum balance. Limit 1 account per customer. | 0.01% | $1 | Standard variable rate tier after promotional period or without boost. Monthly fee of $7 waived with $2,500 minimum balance. Limit 1 account per customer. |
| $25,000 – $10,000,000Boosted 6 Month rate tier (includes 0.75% APY boost). 180 days after account opening, reverts to standard variable APY (3.25% standard APY / 3.20% interest rate / 3.62% blended 12 month APY). Monthly fee of $7 waived with $2,500 minimum balance. $25,000 in money new to Eastern Bank required for existing Eastern Bank deposit customers. Limit 1 account per customer. | 4.00% | — | Boosted 6 Month rate tier (includes 0.75% APY boost). 180 days after account opening, reverts to standard variable APY (3.25% standard APY / 3.20% interest rate / 3.62% blended 12 month APY). Monthly fee of $7 waived with $2,500 minimum balance. $25,000 in money new to Eastern Bank required for existing Eastern Bank deposit customers. Limit 1 account per customer. |
| $25,000 – $10,000,000Standard variable rate tier after promotional period or without boost. Monthly fee of $7 waived with $2,500 minimum balance. Limit 1 account per customer. | 3.25% | — | Standard variable rate tier after promotional period or without boost. Monthly fee of $7 waived with $2,500 minimum balance. Limit 1 account per customer. |
| Over $10,000,000Boosted 6 Month rate tier. 180 days after account opening, reverts to standard variable APY (0.01% standard APY / 0.01% interest rate / 0.37% blended 12 month APY). Monthly fee of $7 waived with $2,500 minimum balance. $25,000 in money new to Eastern Bank required for existing Eastern Bank deposit customers. Limit 1 account per customer. | 0.74% | — | Boosted 6 Month rate tier. 180 days after account opening, reverts to standard variable APY (0.01% standard APY / 0.01% interest rate / 0.37% blended 12 month APY). Monthly fee of $7 waived with $2,500 minimum balance. $25,000 in money new to Eastern Bank required for existing Eastern Bank deposit customers. Limit 1 account per customer. |
| Over $10,000,000Standard variable rate tier after promotional period or without boost. Monthly fee of $7 waived with $2,500 minimum balance. Limit 1 account per customer. | 0.01% | — | Standard variable rate tier after promotional period or without boost. Monthly fee of $7 waived with $2,500 minimum balance. Limit 1 account per customer. |
Sources (4)
- easternbank.com
- easternbank.com/personal-banki…ings-and-cds/rate-center
- easternbank.com/personal-banking/savings-cds
- easternbank.com/node/13026
All captured Oct 5, 2026
Featured Premier Money Market
0.01%APY
Compounded and paid monthly. No monthly maintenance fee or minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Method of compounding: Monthly. | 0.01% | — | Method of compounding: Monthly. |
| $10,000 – $99,999Method of compounding: Monthly. | 0.01% | $1 | Method of compounding: Monthly. |
| $100,000 – $249,999Method of compounding: Monthly. | 1.11% | — | Method of compounding: Monthly. |
| $250,000 and upMethod of compounding: Monthly. | 2.07% | — | Method of compounding: Monthly. |
Sources (2)
All captured Oct 5, 2026
Prime Liquid Assets
0.01%APY
Monthly service charge of $7 waived with a $2,500 minimum balance. Minimum opening deposit $2,500. Features tiered interest rates and check-writing capability. Method of compounding: Monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. | 0.01% | — | Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. |
| $2,500 – $9,999Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. | 0.01% | — | Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. |
| $10,000 – $24,999Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. | 0.01% | $1 | Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. |
| $25,000 – $49,999Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. | 0.01% | — | Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. |
| $50,000 and upMonthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. | 0.01% | — | Monthly service charge of $7 waived with a $2,500 minimum balance. Method of compounding: Monthly. |
Sources (2)
All captured Oct 5, 2026
Statement Savings
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest is compounded monthly. Fees may reduce earnings.$10 and up | 0.01% | $1 | Interest is compounded monthly. Fees may reduce earnings. |
Sources (1)
- easternbank.com/personal-banki…ings-and-cds/rate-center · captured Oct 5, 2026
Closed to new customers
Premier Money Market
0.01%APY
Available only to Premier Checking customers. Compounded and paid monthly. No monthly maintenance fee or minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Requires Premier Checking account. Method of compounding: Monthly. | 0.01% | — | Requires Premier Checking account. Method of compounding: Monthly. |
| $2,500 – $9,999Requires Premier Checking account. Method of compounding: Monthly. | 0.01% | — | Requires Premier Checking account. Method of compounding: Monthly. |
| $10,000 – $24,999Requires Premier Checking account. Method of compounding: Monthly. | 0.01% | $1 | Requires Premier Checking account. Method of compounding: Monthly. |
| $25,000 – $49,999Requires Premier Checking account. Method of compounding: Monthly. | 0.01% | — | Requires Premier Checking account. Method of compounding: Monthly. |
| $50,000 – $99,999Requires Premier Checking account. Method of compounding: Monthly. | 0.01% | — | Requires Premier Checking account. Method of compounding: Monthly. |
| $100,000 and upRequires Premier Checking account. Method of compounding: Monthly. | 0.01% | — | Requires Premier Checking account. Method of compounding: Monthly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.