Bank · FDIC insured
Lowell Five Bank Savings Rates
Lowell Five Bank’s best savings rate is 0.05% APY on $10,000, with its Premier Money Market. Rates checked October 15, 2026.
How Lowell Five Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Lowell Five Bank has the most branches. $10,000, best rate first.
This bank’s best
Lowell Five Bank
0.05%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $5
Everyday Savings
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Lowell Five Bank savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0003.00%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lowell Five Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.05%APY
Free eStatements ($10/month for paper statements). No early withdrawal penalties. Fees could reduce earnings. Account rate is variable and is subject to change at any time.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Free eStatements; $10/month fee for paper statements. Variable rate. Fees could reduce earnings. | 0.05% | $5 | Free eStatements; $10/month fee for paper statements. Variable rate. Fees could reduce earnings. |
| $50,000 and upFree eStatements; $10/month fee for paper statements. Variable rate. Fees could reduce earnings. | 3.00% | — | Free eStatements; $10/month fee for paper statements. Variable rate. Fees could reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Premier Money Market
0.05%APY
Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Up to six withdrawals per month via ATM, checks, or debit card transactions. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. | 0.05% | $5 | Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. |
| $100,000 – $250,000Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. | 0.15% | — | Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. |
| $250,000 – $500,000Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. | 0.25% | — | Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. |
| $500,000 – $750,000Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. | 0.35% | — | Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. |
| $750,000 and upMinimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. | 0.50% | — | Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier. |
Sources (1)
- lowellfive.com/personal/accounts/money-market · captured Sep 24, 2026
Everyday Savings
0.05%APY
Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings. Account rate is variable and is subject to change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings.Any balance | 0.05% | $5 | Variable rate. Link with a Lowell Five Checking account to cover overdrafts. Fees could reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.