Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Maryland
- Freedom Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.00%–0.95% by balance
Credit union · 8 branches
0.45%APY$45 a year on $10,000Requirements
Product: Minimum opening balance of $2,500. A $10 monthly service charge is assessed when the average monthly minimum balance falls below $2,500.
Offer: A $10 monthly service charge is assessed when average monthly minimum balance falls below $2,500.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.00% $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.60% $50,000 – $75,000 0.65% $75,000 – $100,000 0.65% $100,000 and up 0.95% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 20 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Save more. Earn more. A flexible option for higher balances with competitive rates. Higher dividend rates. Convenient access to funds. $100 minimum per deposit, transfer or withdrawal. Dividends compound and paid quarterly. If Premier Money Market balance falls below $2,500 the dividend earned is 1% below the Peake Savings rate.
Offer: Dividends compound and paid quarterly. $100 minimum per deposit, transfer or withdrawal. If Premier Money Market balance falls below $2,500 the dividend earned is 1% below the Peake Savings rate.
0.40% interest rate
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after account opening. A minimum balance fee is applied if balance falls below $25.00.
Offer: Variable rate; minimum balance to earn APY is $0.00; minimum balance fee applies if balance falls below $25.00.
0.40% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership requires $50 minimum balance in savings and a $10 one-time membership fee. Rates are variable and may change after account opening.
Offer: Minimum balance of $50 is required to open the account and earn the stated APY. Rates are variable.
0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - POCU of MarylandMoney Market AccountsMoney Market Accounts · $2,000 min · 0.30%–0.80% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: $2,000 minimum deposit required. Minimum deposit must be maintained to earn interest.
Offer: Minimum balance required. Minimum deposit must be maintained to earn interest.
0.30% interest rate · Effective Jan 16, 2024
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.80% Rate checked
More details - APG Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.35%–1.00% by balance
Credit union · 18 branches
0.35%APY$35 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500; $10 monthly fee if balance falls below $2,500. Existing members may open online.
Offer: Fee applies if balance falls below $2,500 ($10 monthly fee). Minimum opening deposit of $2,500.
0.34% interest rate · $10 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $2,500 0.35% $2,500 – $15,000Your amount 0.35% $15,000 – $25,000 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Mid-Atlantic Federal Credit UnionRegular Share Savings AccountSavings · $5 min
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Establishes membership with MAFCU. Must be 18 and over to open online. Earn competitive dividends on balances of $5 or more. Free digital solutions and quarterly statements. Unlimited free withdrawals.
0.30% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Set aside money separate from savings for nearly anything. Earn competitive dividends on your entire balance. Direct deposit or internal transfers available. Free digital solutions. Must be 18 and over to open online.
0.30% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - Orrstown BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–1.71% by balance
Bank · 8 branches
0.30%APY$30 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.30% $15,000 – $35,000 0.35% $35,000 – $65,000 0.50% $65,000 – $100,000 0.50% $100,000 – $200,000 1.26% $200,000 – $300,000 1.26% $300,000 – $500,000 1.56% $500,000 – $1,000,000 1.56% $1,000,000 and up 1.71% Rate checked
More details - The Bank of Glen BurnieCommunity Advantage PlusSavings · $100 min · 0.30%–2.00% by balance
Bank · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum opening deposit $100. Rates vary by balance tier.
Offer: Balance between $0 and $24,999.99.
0.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Community Advantage Plus Balance APY Up to $25,000Your amount 0.30% $25,000 – $150,000 0.75% $150,000 – $1,000,000 1.25% $1,000,000 and up 2.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Presidential BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–0.30% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Personal accounts only. Interest rate of the applicable tier applies to the entire daily balance in the account. Monthly service charge assessed if daily balance falls below $500.00 on any day during the statement cycle.
Offer: Base rate on balances under $1,000.00.
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate · Effective Mar 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches