Credit union · NCUA insured
APG Federal Credit Union Savings Rates
Top CarrotAPG Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Tiered Money Market. Rates checked October 22, 2026.
How APG Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where APG Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
APG Federal Credit Union
0.35%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $35
Tiered Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
APG Federal Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where APG Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Money Market Account
0.00%APY
At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. Contact by phone or request a branch appointment to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,000At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. | 0.00% | $0 | At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. |
| $75,000 – $125,000At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. | 1.00% | — | At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. |
| $125,000 – $200,000At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. | 1.25% | — | At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. |
| $200,000 – $500,000At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. | 1.50% | — | At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. |
| $500,000 – $750,000At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. | 2.00% | — | At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. |
| $750,000 and upAt least 50% of the opening deposit must come from funds not already on deposit with APGFCU. | 2.25% | — | At least 50% of the opening deposit must come from funds not already on deposit with APGFCU. |
Sources (2)
All captured Oct 4, 2026
U Educate Summer Savings Account
2.00%APY
Dividend rates may change after account is opened. Dividends compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Dividend rate and APY may change every month. Dividends compounded and credited quarterly. | 2.00% | $200 | Dividend rate and APY may change every month. Dividends compounded and credited quarterly. |
| Over $10,000Dividend rate and APY may change every month. Dividends compounded and credited quarterly. | 0.20% | — | Dividend rate and APY may change every month. Dividends compounded and credited quarterly. |
Sources (1)
- apgfcu.com/rates/account-rates.html · captured Oct 4, 2026
Tiered Money Market
0.35%APY
Minimum opening deposit of $2,500; $10 monthly fee if balance falls below $2,500. Existing members may open online.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Fee applies if balance falls below $2,500 ($10 monthly fee). Minimum opening deposit of $2,500. | 0.35% | — | Fee applies if balance falls below $2,500 ($10 monthly fee). Minimum opening deposit of $2,500. |
| $2,500 – $15,000$10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. | 0.35% | $35 | $10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. |
| $15,000 – $25,000$10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. | 0.40% | — | $10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. |
| $25,000 – $50,000$10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. | 0.50% | — | $10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. |
| $50,000 – $100,000$10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. | 0.75% | — | $10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. |
| $100,000 and up$10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. | 1.00% | — | $10 monthly fee if balance falls below $2,500. Minimum opening deposit of $2,500. |
Sources (2)
All captured Oct 4, 2026
Regular Shares / Share Savings
0.20%APY
Required for membership. Dividends compounded and credited quarterly. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5 minimum required to earn dividends. Rate may change monthly. Dividends compounded and credited quarterly.$5 and up | 0.20% | $20 | $5 minimum required to earn dividends. Rate may change monthly. Dividends compounded and credited quarterly. |
Special Savings
0.20%APY
Save for vacation, down payment, special event, or large purchase. Deposit or withdraw funds at any time. Dividends compounded and credited quarterly on the daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAPY as high as 0.20%. Dividends compounded and credited quarterly on the daily balance.Any balance | 0.20% | $20 | APY as high as 0.20%. Dividends compounded and credited quarterly on the daily balance. |
Sources (1)
- apgfcu.com/save/savings.html · captured Oct 4, 2026
Special-purpose accounts
Tiered Money Market IRA
0.35%APY
Minimum balance $100; subject to state and federal rules and penalties, as applicable.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $15,000Minimum balance $100; subject to state and federal rules and penalties, as applicable. | 0.35% | $35 | Minimum balance $100; subject to state and federal rules and penalties, as applicable. |
| $15,000 – $25,000Subject to state and federal rules and penalties, as applicable. | 0.40% | — | Subject to state and federal rules and penalties, as applicable. |
| $25,000 – $50,000Subject to state and federal rules and penalties, as applicable. | 0.50% | — | Subject to state and federal rules and penalties, as applicable. |
| $50,000 – $100,000Subject to state and federal rules and penalties, as applicable. | 0.75% | — | Subject to state and federal rules and penalties, as applicable. |
| $100,000 and upSubject to state and federal rules and penalties, as applicable. | 1.00% | — | Subject to state and federal rules and penalties, as applicable. |
Sources (1)
- apgfcu.com/rates/account-rates.html · captured Oct 4, 2026
Youth Membership Savings Account
0.20%APY
Required for youth membership. For ages 0 through 17. $5 minimum to open and maintain savings account. Dividends compounded and credited quarterly on daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 minimum to open and maintain a savings account. Rate may change after account opening. Dividends compounded and credited quarterly on daily balance.Any balance | 0.20% | $20 | $5 minimum to open and maintain a savings account. Rate may change after account opening. Dividends compounded and credited quarterly on daily balance. |
Who can join APG Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Other ways
- Youth membership is available for individuals ages 0 through 17 with a $5 minimum savings account opening deposit.
Cost to join
- A minimum deposit of $5 is required to open and maintain a share savings account.
Membership information collected October 4, 2026.