Credit union · NCUA insured
Peake Federal Credit Union Savings Rates
Peake Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Peake Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where Peake Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Peake Federal Credit Union
0.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $40
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
Peake Federal Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peake Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
Save more. Earn more. A flexible option for higher balances with competitive rates. Higher dividend rates. Convenient access to funds. $100 minimum per deposit, transfer or withdrawal. Dividends compound and paid quarterly. If Premier Money Market balance falls below $2,500 the dividend earned is 1% below the Peake Savings rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends compound and paid quarterly. $100 minimum per deposit, transfer or withdrawal. If Premier Money Market balance falls below $2,500 the dividend earned is 1% below the Peake Savings rate.$2,500 and up | 0.40% | $40 | Dividends compound and paid quarterly. $100 minimum per deposit, transfer or withdrawal. If Premier Money Market balance falls below $2,500 the dividend earned is 1% below the Peake Savings rate. |
Sources (1)
- peakefederal.com/accounts/savings · captured Oct 15, 2026
Special-purpose accounts
Club Accounts
0.10%APY
Dedicated savings for holidays, travel, or personal goals. No monthly service fee. Minimum opening deposit of $5 for all Club accounts. No minimum balance required. Some club accounts have withdrawal limitations. Dividends compound and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upNo monthly service fee. Minimum opening deposit of $5. Dividends are compounded and credited quarterly. Holiday Club balances transfer to Peake Savings account once per year in October with additional withdrawals incurring a $10 fee.$5 and up | 0.10% | $10 | No monthly service fee. Minimum opening deposit of $5. Dividends are compounded and credited quarterly. Holiday Club balances transfer to Peake Savings account once per year in October with additional withdrawals incurring a $10 fee. |
Sources (1)
- peakefederal.com/accounts/savings · captured Sep 24, 2026
Peake Savings
0.10%APY
$5 to open and maintain membership. Under the age of 18 with a parent/guardian. Custodial options available. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly. Rates may vary based on balance.$5 and up | 0.10% | $10 | Dividends paid quarterly. Rates may vary based on balance. |
Sources (1)
- peakefederal.com/accounts/savings · captured Sep 24, 2026
Roth IRA
0.10%APY
Pay taxes now, enjoy tax-free income later. Contributions are not tax deductible. Tax-free qualified distributions in the future. No required minimum distributions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and up$10 minimum to open.$10 and up | 0.10% | $10 | $10 minimum to open. |
Sources (1)
- peakefederal.com/accounts/retirement · captured Sep 24, 2026
Traditional IRA
0.10%APY
Save now, pay taxes later. Tax-deductible contributions with tax-deferred growth. Minimum distributions required after age 73. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and up$10 minimum to open. Dividends are compounded and credited quarterly.$10 and up | 0.10% | $10 | $10 minimum to open. Dividends are compounded and credited quarterly. |
Sources (1)
- peakefederal.com/accounts/retirement · captured Sep 24, 2026
Who can join Peake Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Baltimore, Anne Arundel, Carroll, Harford, or Howard Counties, or Baltimore City, can join by receiving a complimentary membership in the Maryland Consumer Council.
Employers and groups
- Employees and volunteers of partner groups and select employer groups listed by the credit union are eligible to join.
Military, government and schools
- Employees, retirees, and volunteers of Baltimore County Government (including auxiliary police and registered volunteer fire & EMS personnel) are eligible for membership.
Family and household
- Immediate family or household members of an eligible individual (including spouses, children, step-children, parents, step-parents, grandparents, grandchildren, siblings, and step-siblings) are eligible for membership.
Membership information collected October 4, 2026.