Credit union · NCUA insured
Thiokol Elkton FCU
A $24.1M credit union headquartered in Elkton, MD, with 1,661 members and 1 branch in Maryland. Best rates: CDs 3.55% and savings 0.30% APY.
Thiokol Elkton FCU Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#87 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Thiokol Elkton FCU
Thiokol-Elkton Federal Credit Union is a member-owned credit union located in Elkton, Maryland.
- Headquarters
- 55 Thiokol Rd, Elkton, MD 21921
- NCUA charter
- 12185
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Cecil County Firemen’s Association are eligible for membership.
- Employees of Northrop Grumman are eligible for membership.
Military, government and schools
- Employees of Cecil County Government are eligible for membership.
- Employees of Town of Elkton Government are eligible for membership.
Family and household
- Family members of employees of sponsor groups are eligible for membership.
Cost to join
- An initial deposit of $5.00 is required to satisfy the Membership Share.
Branches
1 branch in Maryland
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Maryland
1 branch
- Thiokol-Elkton FCUMain office55 Thiokol Rd, Elkton, MD 21921Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.18% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.16% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio18.18%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.16%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Thiokol Elkton FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.