Compare Bank & Credit Union Rates
Best savings rates in Towson, MD
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Towson, MD
- 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $10 monthly service charge is waived with a $1,000 minimum daily balance, which is also required to earn interest.
Offer: Applies to all balances. Requires a $1,000 minimum daily balance to earn interest and avoid the $10 monthly service charge.
$10 monthly fee · Effective Jun 7, 2023
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Save more. Earn more. A flexible option for higher balances with competitive rates. Higher dividend rates. Convenient access to funds. $100 minimum per deposit, transfer or withdrawal. Dividends compound and paid quarterly. If Premier Money Market balance falls below $2,500 the dividend earned is 1% below the Peake Savings rate.
Offer: Dividends compound and paid quarterly. $100 minimum per deposit, transfer or withdrawal. If Premier Money Market balance falls below $2,500 the dividend earned is 1% below the Peake Savings rate.
0.40% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum opening balance of $2,500. $20 monthly fee if monthly balance falls below $2,500.
Offer: Monthly balance of $2,500 to avoid $20 fee.
0.25% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.25% $500,000 – $1,000,000 2.10% $1,000,000 – $1,500,000 3.10% $1,500,000 and up 3.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Offers deposit accounts to residents in the Maryland communities served by Rosedale Bank branches.
0.25% interest rate · No monthly fee
Rate checked
More details - First Financial Federal Credit UnionShare SavingsSavings · $1 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends compounded daily and credited quarterly. Rate may change after account is opened. $1 minimum balance requirement. No monthly maintenance fees. First Financial makes initial $1.00 deposit for all new members.
Offer: Dividends compounded daily and credited quarterly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $2,000 0.10% $2,000 and upYour amount 0.20% Rate checked
More details - First Financial Federal Credit UnionMoney Manager AccountMoney Manager Account · $10,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must reside or work in MD, PA, VA, WV, or DC. $10,000 monthly balance requirement; balances below $10,000 earn lower-tier dividend rates. Dividends compounded daily and credited monthly.
Offer: Dividends compounded daily and credited monthly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Manager Account Balance APY Up to $2,000 0.10% $2,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.20% $100,000 – $250,000 0.20% $250,000 – $500,000 0.20% $500,000 – $750,000 0.30% $750,000 and up 0.30% Rate checked
More details - First Financial Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must reside or work in MD, PA, VA, WV, or DC. $2,500 monthly balance requirement; balances below $2,500 earn lower-tier dividend rates. Dividends compounded daily and credited monthly.
Offer: Dividends compounded daily and credited monthly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.10% $2,000 – $2,500 0.20% $2,500 and upYour amount 0.20% Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - SECU Credit UnionMoney ManagerMoney Manager · $2,000 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Less than $2,000
0.00% interest rate
Rate by balance
Rate by balance for Money Manager Balance APY Up to $2,000 0.00% $2,000 – $4,999 0.10% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $99,999 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance $300.
0.10% interest rate · Effective Sep 8, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes SECU membership. Requires maintaining at least a $10 balance in share savings account. No monthly maintenance fees.
Offer: Share Savings accounts show the dividend rate. $10 minimum deposit to open/maintain.
0.10% interest rate · No monthly fee · Effective Sep 8, 2022
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - Farmers & Merchants BankInsured Money MarketInsured Money Market · $25 min · 0.03%–0.60% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: Interest rate is variable and may change at any time after account opening. Fees could reduce earnings. A penalty may be imposed for early withdrawal. Maintain minimum balance to avoid monthly maintenance fees.
Offer: Tier 6 rate. Average Daily Balance to obtain APY: N/A. Variable rate subject to change.
0.03% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Insured Money Market Balance APY Any balance 0.03% $2,500 and upTier 5 rate. 0.05% $10,000 and upYour amountTier 4 rate. 0.07% $25,000 and upTier 3 rate. 0.25% $100,000 and upTier 2 rate. 0.40% $250,000 and upTier 1 rate. 0.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Towson, MD
36 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.23%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.20%
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Baltimore, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 15 branches
- Freedom Federal Credit UnionCredit union · 8 branches