Compare Bank & Credit Union Rates
Best savings rates in Potomac, MD
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Potomac, MD
- 4.00%APY$400 a year on $10,000
Requirements
Offer: Variable rate account. Rates are subject to change at any time without notice and are not guaranteed until the account is opened. Fees may reduce earnings.
3.92% interest rate · No monthly fee · Effective Sep 24, 2026
Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Available only online. Variable rate account.
No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 3.46%APY$346 a year on $10,000with conditions
Requirements
Product: Requires an average year-to-date relationship balance of $250,000 or greater across deposit accounts and/or outstanding loans to be eligible.
Offer: Monthly fee of $10 is waived with a minimum daily balance of $2,500 during the statement cycle. Requires an average year-to-date relationship balance of $250,000 or greater. Interest is calculated daily and credited monthly.
Qualified rate · 3.40% interest rate · $10 monthly fee · Effective Oct 3, 2026
Rate checked
More details - Lafayette Federal Credit UnionPreferred Savings AccountSavings · $50 min · 3.20%–3.25% by balance
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings.
Offer: Minimum balance to earn APY is $50.
3.15% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Preferred Savings Account Balance APY Up to $19,999Your amount 3.20% $20,000 and up 3.25% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Branch savings account.
2.42% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Bright Savings Balance APY Up to $9,999 2.45% $10,000 – $99,999Your amount 2.70% $100,000 – $249,999 2.70% $250,000 and up 3.46% Rate checked
More details - EagleBankEagle Money Market AccountEagle Money Market Account · $100 min · 2.18%–2.48% by balance
Bank · 1 branch
2.18%APY$218 a year on $10,000Requirements
Product: Rates may change after account opening. Fees could reduce earnings. For Tier Rate accounts, the ledger balance must be within a specific tier to receive the interest rate and annual percentage yield for that tier. Rates are subject to change at any time and are not guaranteed until the account is opened.
Offer: Ledger balance must be within specific tier to receive the tier rate and APY.
2.15% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Eagle Money Market Account Balance APY Up to $250,000Your amount 2.18% $250,000 – $500,000 2.28% $500,000 and up 2.48% Rate checked
More details - 1.93%APY$193 a year on $10,000
Requirements
Offer: Rates may change after account opening. Fees could reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
1.91% interest rate · Effective Sep 24, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings.
Offer: $50 minimum balance required to open and earn 0.10% APY.
0.10% interest rate · Effective Sep 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Potomac, MD
40 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 3.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches