Credit union · NCUA insured
Peake Federal Credit Union
A $534.2M credit union headquartered in Towson, MD, with 28,552 members and 3 branches in Maryland. Best rates: CDs 3.71% and savings 0.40% APY.
Peake Federal Credit Union Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#23 of 47 in Baltimore, MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Peake Federal Credit Union
Peake Federal Credit Union is a not-for-profit, member-owned credit union founded in 1963.
Originally serving Baltimore County as Baltimore County Employees Federal Credit Union for over 60 years, the institution became Peake Federal Credit Union in 2025.
- Headquarters
- 23 W Susquehanna Ave, Towson, MD 21204
- NCUA charter
- 15394
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Baltimore, Anne Arundel, Carroll, Harford, or Howard Counties, or Baltimore City, can join by receiving a complimentary membership in the Maryland Consumer Council.
Employers and groups
- Employees and volunteers of partner groups and select employer groups listed by the credit union are eligible to join.
Military, government and schools
- Employees, retirees, and volunteers of Baltimore County Government (including auxiliary police and registered volunteer fire & EMS personnel) are eligible for membership.
Family and household
- Immediate family or household members of an eligible individual (including spouses, children, step-children, parents, step-parents, grandparents, grandchildren, siblings, and step-siblings) are eligible for membership.
Branches
3 branches in Maryland
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Maryland
3 branches
- BCEFCU-TowsonMain office23 W Susquehanna Ave, Towson, MD 21204Directions
- BCEFCU- Perry Hall8640 Ridgelys Choice Dr, Baltimore, MD 21236Directions
- Bcefcu-Gbmc6535 N Charles St Ste 145, Baltimore, MD 21204Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.64% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.18% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.65% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $68 | $76 | — |
- CapitalNet worth ratio8.64%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.18%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.65%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$68Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Peake Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.