Compare Bank & Credit Union Rates
Best savings rates in Maine
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Maine
- 0.15%APY$15 a year on $10,000
Requirements
Product: Foundation of credit union membership. Dividends compounded daily and paid monthly. No monthly fees. Borrow against shares for 3% above dividend rate earned. Up to $4,000 AD&D insurance available at no cost upon application. Rates effective October 15, 2026. Transfer limitations apply (max 6 preauthorized/automatic transfers per month).
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Katahdin Federal Credit UnionRegular SavingsSavings · $25 min · 0.05%–0.25% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary membership account; minimum deposit of $25.00. Account transfer limitations apply. Fees may reduce earnings.
0.05% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $2,000 0.05% $2,000 – $25,000Your amount 0.15% Over $25,000 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: To open any account, must deposit or already have on deposit at least the par value of one full share ($25.00). Must maintain at least $25.00 membership share.
0.10% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Balance APY Up to $10,000 0.10% $10,000 and upYour amount$25.00 membership share required 0.15% Rate checked
More details - Maine Community BankEssential Money MarketEssential Money Market · $1 min · 0.15%–1.50% by balance
Bank · 22 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY Up to $20,000Your amount 0.15% $20,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.25% $250,000 – $750,000 1.50% $750,000 and up 1.50% Rate checked
More details - Franklin Savings BankMoney Market AccountMoney Market Account · $1,000 min · 0.15%–2.02% by balance
Bank · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account; interest rate and APY may change at any time. $10.00 monthly fee applies if balance falls below $1,000. Fees could reduce earnings on the account.
Offer: Variable rate; $10.00 monthly fee if balance falls below $1,000.
0.15% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.85% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.52% $1,000,000 and up 2.02% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and keep membership share open.
0.15% interest rate · No monthly fee
Rate checked
More details - Empeople Credit UnionSecondary Share (Sub-Share Savings Account)Savings · $0 min
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum deposit or daily balance required; open up to 7 sub-shares in digital banking.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance $25 must remain on deposit to maintain membership and represents share of ownership. No monthly service fees.
Offer: Dividends paid on a monthly basis.
0.15% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must have a Prime Savings account. No minimum balance and no penalty for withdrawing funds.
Offer: Dividends paid on a monthly basis.
0.15% interest rate · Effective Oct 3, 2026
Rate checked
More details - Cumberland County Federal Credit UnionRegular SavingsSavings · $50 min · 0.15%–0.35% by balance
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: $5.00 minimum balance required. All members of CCFCU have a Regular Share Account.
0.15% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a minimum balance of $25.00.
Offer: Minimum dividend balance of $25.00 to earn stated rate.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Applicants must be US citizens at least 18 years of age and a Maine or New Hampshire resident or an existing customer. No monthly fee and no minimum balance requirement.
0.15% interest rate · No monthly fee · Effective May 15, 2026
Rate by balance
Rate by balance for My MSB Savings Balance APY Up to $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - TruChoice Federal Credit UnionSavingsSavings · $25 min · 0.00%–0.30% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on average daily balance. $25 minimum deposit for primary share account; secondary savings accounts have no minimum deposit or balance.
Offer: Minimum balance required to obtain respective APY for dividend period.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $200 0.00% $200 – $2,500 0.15% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $75,000 0.20% $75,000 – $250,000 0.25% $250,000 and up 0.30% Rate checked
More details - Eastmill Federal Credit UnionShare Savings AccountSavings · $50 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary component of membership representing share of ownership in credit union. Average daily balance method used to calculate dividends and minimum balances.
0.00% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,000 0.00% $2,000 – $5,000 0.10% $5,000 – $30,000Your amount 0.15% Over $30,000 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Available with a Partners Bank bundle relationship only. Must have an active Silver Lining Ultimate Checking account and maintain $5,000 or more in combined deposit balances in checking and savings.
Offer: Relationship rate requires active Silver Lining Ultimate Checking account and $5,000 combined deposit balance in checking and savings.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maine
191 accounts at 73 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches