Credit union · NCUA insured
Katahdin Federal Credit Union Savings Rates
Katahdin Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Savings. Rates checked October 22, 2026.
How Katahdin Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Bangor, ME, where Katahdin Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Katahdin Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $15
Regular Savings
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Seaboard Federal Credit Union
2.90%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $290
Katahdin Federal Credit Union savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Katahdin Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.15%APY
Primary membership account; minimum deposit of $25.00. Account transfer limitations apply. Fees may reduce earnings.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| Up to $2,000$25 to open | 0.05% | $25 | — |
| $2,000 – $25,000Unknown to open | 0.15% | Unknown | $15 |
| Over $25,000Unknown to open | 0.25% | Unknown | — |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Share accounts
0.50%APY
Offers Traditional IRA, Roth IRA, Coverdell Education Savings Account. Minimum balance required to obtain APY. Account transfer limitations apply. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.50% | $50 |
Sources (2)
All captured Oct 15, 2026
Club Accounts
0.15%APY
Includes Holiday Savings Clubs, Vacation Clubs, Tax Clubs, Special Clubs; Holiday club proceeds are automatically transferred in October to checking or savings. Minimum balance required to obtain APY. Account transfer limitations apply. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.05% | — |
| $2,000 – $25,000 | 0.15% | $15 |
| Over $25,000 | 0.25% | — |
Sources (2)
All captured Oct 15, 2026
Who can join Katahdin Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.