Credit union · NCUA insured
Eastmill Federal Credit Union Savings Rates
Top CarrotEastmill Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How Eastmill Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Bangor, ME, where Eastmill Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eastmill Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $15
Share Savings Account
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Seaboard Federal Credit Union
2.90%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $290
Eastmill Federal Credit Union savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.00%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eastmill Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.15%APY
Primary component of membership representing share of ownership in credit union. Average daily balance method used to calculate dividends and minimum balances.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.00% | — |
| $2,000 – $5,000 | 0.10% | — |
| $5,000 – $30,000 | 0.15% | $15 |
| Over $30,000 | 0.20% | — |
Sources (3)
- eastmillfcu.org/accounts/banki…vings-account-disclosure
- eastmillfcu.org/accounts/savings
- eastmillfcu.org/wp-content/upl…Rates-September-2026.pdf
All captured Sep 19, 2026
Special-purpose accounts
IRA Share Account
1.76%APY
Available as Traditional, Roth, Coverdell Education, or SEP IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.76% | $176 |
All-Purpose Club Account
0.15%APY
No monthly maintenance fees or minimum balance requirements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.00% | — |
| $2,000 – $5,000 | 0.10% | — |
| $5,000 – $30,000 | 0.15% | $15 |
| Over $30,000 | 0.20% | — |
Christmas Club Account
0.15%APY
Funds are held securely until the beginning of November, at which point they are directly deposited into the Share Savings Account. No monthly maintenance fees or minimum balance requirements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.00% | — |
| $2,000 – $5,000 | 0.10% | — |
| $5,000 – $30,000 | 0.15% | $15 |
| Over $30,000 | 0.20% | — |
Who can join Eastmill Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who reside, work, worship, or attend school in Penobscot County, Southern Aroostook County, and Central Aroostook County.
Cost to join
- Members are required to open a Prime Share Savings account and maintain a $25.00 balance.
Membership information collected October 4, 2026.