Credit union · NCUA insured
Katahdin Federal Credit Union
A $109.7M credit union headquartered in Millinocket, ME, with 7,856 members and 2 branches in Maine. Best rates: savings 0.15% APY.
Katahdin Federal Credit Union Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#14 of 18 in Bangor, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Katahdin Federal Credit Union
- Headquarters
- 1000 Central St, Millinocket, ME 04462-2101
- NCUA charter
- 9348
Branches
2 branches in Maine
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Maine
2 branches
Bangor area · 1
- Katahdin Federal Credit UnionMain office1000 Central St, Millinocket, ME 04462Directions
Island Falls area · 1
- Island Falls Branch1068 Crystal Rd, Island Falls, ME 04747Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.75% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.02% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.23% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio16.75%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.02%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.23%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Katahdin Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.