Compare Bank & Credit Union Rates
Best savings rates in Maine
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Maine
- Community Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.61%–2.12% by balance
Credit union · 3 branches
1.61%APY$161 a year on $10,000Requirements
Product: Membership eligibility required (live, work, worship, or go to school in Androscoggin, Franklin, Kennebec or Oxford County, or family member who does). Enhanced access to funds including direct check writing (3 drafts per month). No monthly service charge. Free digital banking services. Variable dividend rate and APY subject to change.
Offer: Minimum balance to open the account and earn the APY is $2,500. Average daily balance tier. Variable dividend rate.
1.60% interest rate · No monthly fee · Effective May 11, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 1.61% $25,000 – $75,000 1.87% $75,000 and up 2.12% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain a balance of $2,500.00 or higher. Earn monthly dividends on balances over $100.00.
1.50% interest rate
Rate by balance
Rate by balance for Special Savings Balance APY $2,500 – $20,000Your amount 1.51% $20,001 – $75,000 1.77% $75,001 and up 2.02% Rate checked
More details - Casco Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.00%–2.53% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: Dividends compounded & credited monthly. Average Daily Balance Method. Withdrawals must be a minimum of $500, limited to six per month. No automatic transfers of loan advances allowed. Minimum balance of $2,000 required to obtain disclosed APY; no dividends will be paid if average daily balance falls below $2,000. Subject to account service fees as listed in fee schedule. Penalty for early withdrawal is equal to 90 days of dividend earnings.
Offer: Average Daily Balance: $0 - $1,999.99. No dividends will be paid if average daily balance falls below $2,000.
0.00% interest rate · Effective Apr 8, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.00% $2,000 – $25,000Your amount 1.51% $25,000 – $75,000Minimum balance of $2,000 required to obtain disclosed APY. 2.02% $75,000 and upMinimum balance of $2,000 required to obtain disclosed APY. 2.53% Rate checked
More details - Androscoggin BankFlex Personal Money Market AccountFlex Personal Money Market Account · $0 min · 1.50%–2.25% by balance
Bank · 9 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: New to Bank money only. Rates subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum balance is required to obtain APY.
Offer: Tier 1. New to Bank money only. Stated minimum balance is required to obtain APY.
Promotional rate · 1.49% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Flex Personal Money Market Account Balance APY Up to $100,000Your amount 1.50% $100,000 and upTier 2. 2.25% Rate checked
More details - University Credit UnionMoney MarketMoney Market · $5,000 min · 0.05%–1.50% by balance
Credit union · 10 branches
1.50%APY$150 a year on $10,000Requirements
Product: Maximum of three withdrawals per month; dividends calculated by Average Daily Balance method; minimum opening deposit and balance for APY of $5,000.00 stated in Truth-in-Savings disclosures.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 and upYour amount 1.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Shariah-compliant savings account earning interest-free returns based on revenue sharing (Customer:Bank ratio 3:97). $3.00 monthly service fee waived with minimum $100.00 daily balance.
Offer: Revenue sharing ratio 3:97 (Customer:Bank).
$3 monthly fee · Effective Jun 1, 2026
Rate checked
More details - Coast Line Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–2.45% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Membership required ($5.00 minimum amount to open membership). $2,500 minimum balance to earn interest. Unlimited deposits and withdrawals.
1.00% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.00% $10,000 – $50,000Your amount 1.35% $50,000 – $100,000 2.05% $100,000 and up 2.45% Rate checked
More details - Atlantic Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 0.50%–3.10% by balance
Credit union · 12 branches
1.35%APY$135 a year on $10,000Requirements
Product: Unlimited transactions, including the ability to write checks. If balance falls below $2,500, the account will not earn dividends.
Offer: If balance falls below $2,500, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Atlantic Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–3.10% by balance
Credit union · 12 branches
1.35%APY$135 a year on $10,000Requirements
Product: Limited monthly transactions. If balance falls below $1,000, the account will not earn dividends.
Offer: If balance falls below $1,000, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - The County Federal Credit UnionPremium SavingsSavings · $2,000 min · 1.31%–2.78% by balance
Credit union · 8 branches
1.31%APY$131 a year on $10,000Requirements
Product: Tiered rates depending on deposit balance. Dividends compounded daily and paid monthly. Rates effective October 15, 2026. Rates may change after opening.
1.30% interest rate · Compounded daily · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY $2,000 – $10,000Your amount 1.31% $10,000 – $50,000 1.81% $50,000 – $100,000 2.12% Over $100,000 2.78% Rate checked
More details - Town & Country Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.01%–3.04% by balance
Credit union · 6 branches
1.26%APY$126 a year on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Rates may change after the account is open.
Offer: Dividends compounded monthly and credited monthly.
1.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 1.01% $10,000 – $24,999Your amount 1.26% $25,000 – $49,999 1.51% $50,000 – $99,999 2.27% $100,000 – $249,999 2.53% $250,000 and up 3.04% Rate checked
More details - Connected Credit UnionHigh Yield AccountSavings · $2,000 min · 1.26%–2.28% by balance
Credit union · 2 branches
1.26%APY$126 a year on $10,000Requirements
Product: Requires a $2,000 minimum balance at all times and minimum opening balance of $2,000. Account balances falling below $2,000 will be closed and the balance transferred to a regular share account. Dividends are based on the Average Daily Balance Method, compounded and credited monthly.
Offer: Dividends based on Average Daily Balance Method, compounded and credited monthly. Minimum opening balance is $2,000. Balances below $2,000 closed and transferred to regular share account.
1.25% interest rate · Effective Aug 25, 2026
Rate by balance
Rate by balance for High Yield Account Balance APY $2,000 – $50,000Your amount 1.26% $50,000 – $100,000 1.52% $100,000 – $200,000 2.02% $200,000 and up 2.28% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Variable rate. Must meet monthly qualification cycle requirements (at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH transaction post and settle, enrolled in e-Statements, and log in to Online/Mobile banking at least once) to earn higher dividend rates.
Offer: When qualifications met in linked Kasasa Cash or Kasasa Cash Back account during monthly qualification cycle.
Qualified rate · 1.24% interest rate · Balance cap $15,000 · No monthly fee
Rate checked
More details - Saco Valley Credit UnionHigh-Yield SavingsSavings · $1,500 min · 0.75%–1.61% by balance
Credit union · 4 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum balance of $1,500 required to earn dividends. Par value of one share ($25.00) required to open.
0.75% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY $1,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.41% $100,000 and up 1.61% Rate checked
More details - Acadia Federal Credit UnionAcadia Star Money MarketAcadia Star Money Market · $2,500 min · 1.01%–2.53% by balance
Credit union · 9 branches
1.01%APY$101 a year on $10,000Requirements
Product: Minimum balance $2,500. Compounded daily and credited monthly. Tiered rate account where the dividend rate is based on the tier for which the balance qualifies and applies to the entire account balance.
Offer: Tier 1 ($2,500 - $49,999.99). Rate applies to entire account balance. Compounded daily and credited monthly.
1.00% interest rate · Compounded daily · Effective Oct 15, 2026
Rate by balance
Rate by balance for Acadia Star Money Market Balance APY $2,500 – $50,000Your amount 1.01% $50,000 – $100,000 1.76% $100,000 – $200,000 2.27% $200,000 and up 2.53% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maine
191 accounts at 73 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches