Credit union · NCUA insured
Casco Federal Credit Union Savings Rates
Top CarrotCasco Federal Credit Union’s best savings rate is 1.51% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Casco Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, ME, where Casco Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Casco Federal Credit Union
1.51%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $151
Money Market
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Casco Federal Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0002.53%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Casco Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.51%APY
Dividends compounded & credited monthly. Average Daily Balance Method. Withdrawals must be a minimum of $500, limited to six per month. No automatic transfers of loan advances allowed. Minimum balance of $2,000 required to obtain disclosed APY; no dividends will be paid if average daily balance falls below $2,000. Subject to account service fees as listed in fee schedule. Penalty for early withdrawal is equal to 90 days of dividend earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Average Daily Balance: $0 - $1,999.99. No dividends will be paid if average daily balance falls below $2,000. | 0.00% | — | Average Daily Balance: $0 - $1,999.99. No dividends will be paid if average daily balance falls below $2,000. |
| $2,000 – $25,000Average Daily Balance: $2,000 - $24,999.99. Minimum balance of $2,000 required to obtain disclosed APY. | 1.51% | $151 | Average Daily Balance: $2,000 - $24,999.99. Minimum balance of $2,000 required to obtain disclosed APY. |
| $25,000 – $75,000Average Daily Balance: $25,000 - $74,999.99. Minimum balance of $2,000 required to obtain disclosed APY. | 2.02% | — | Average Daily Balance: $25,000 - $74,999.99. Minimum balance of $2,000 required to obtain disclosed APY. |
| $75,000 and upAverage Daily Balance: $75,000 or more. Minimum balance of $2,000 required to obtain disclosed APY. | 2.53% | — | Average Daily Balance: $75,000 or more. Minimum balance of $2,000 required to obtain disclosed APY. |
Sources (1)
- cascofcu.com/about-us/rates · captured Sep 19, 2026
Member Savings
0.10%APY
Dividends compounded and credited monthly. A $25 deposit establishes membership and ownership in the credit union. Penalty for early withdrawal within the first 90 days of account opening is equal to the minimum opening deposit of $25. Transfer limitations apply (up to 6 preauthorized/automatic/telephone transfers per month, of which at most 3 by check/draft/debit card).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Calculated on Average Daily Balance. | 0.10% | — | Calculated on Average Daily Balance. |
| $500 – $1,500Calculated on Average Daily Balance. | 0.10% | — | Calculated on Average Daily Balance. |
| $1,500 – $2,500Calculated on Average Daily Balance. | 0.10% | — | Calculated on Average Daily Balance. |
| Over $2,500Calculated on Average Daily Balance. | 0.10% | $10 | Calculated on Average Daily Balance. |
Sources (3)
All captured Oct 3, 2026
Special-purpose accounts
Club Account
0.10%APY
Designed to save year-round for holidays, vacations, or whatever life has planned next. Dividends paid monthly. No minimum deposit to open, no monthly service fees, and no monthly minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Health Savings Account (HSA)
0.10%APY
Available to individuals covered under a high-deductible health plan (HDHP), mostly adults under 65 not enrolled in Medicare. Dividends compounded and credited monthly. No setup fees, annual fees, or monthly service fees. No minimum balance requirements. Must be opened at a branch.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Calculated on Average Daily Balance. | 0.00% | — | Calculated on Average Daily Balance. |
| $500 – $2,500Calculated on Average Daily Balance. | 0.10% | — | Calculated on Average Daily Balance. |
| $2,500 – $10,000Calculated on Average Daily Balance. | 0.10% | $10 | Calculated on Average Daily Balance. |
| Over $10,000Calculated on Average Daily Balance. | 0.10% | — | Calculated on Average Daily Balance. |
IRA Club
0.10%APY
IRA savings club account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- cascofcu.com/about-us/rates · captured Oct 3, 2026
Who can join Casco Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.