Compare Bank & Credit Union Rates
Best savings rates in Portland, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Portland, ME
- 1.50%APY$150 a year on $10,000
Requirements
Product: Shariah-compliant savings account earning interest-free returns based on revenue sharing (Customer:Bank ratio 3:97). $3.00 monthly service fee waived with minimum $100.00 daily balance.
Offer: Revenue sharing ratio 3:97 (Customer:Bank).
$3 monthly fee · Effective Jun 1, 2026
Rate checked
More details - Town & Country Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.01%–3.04% by balance
Credit union · 2 branches
1.26%APY$126 a year on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Rates may change after the account is open.
Offer: Dividends compounded monthly and credited monthly.
1.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 1.01% $10,000 – $24,999Your amount 1.26% $25,000 – $49,999 1.51% $50,000 – $99,999 2.27% $100,000 – $249,999 2.53% $250,000 and up 3.04% Rate checked
More details - Saco Valley Credit UnionHigh-Yield SavingsSavings · $1,500 min · 0.75%–1.61% by balance
Credit union · 1 branch
1.16%APY$116 a year on $10,000Requirements
Product: Minimum balance of $1,500 required to earn dividends. Par value of one share ($25.00) required to open.
0.75% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY $1,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.41% $100,000 and up 1.61% Rate checked
More details - TruChoice Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.00%–3.90% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Balance Method: Daily Balance. Dividends Compounded: Monthly. Dividends Credited: Monthly. Dividend Period: Monthly. Minimum balance is required to obtain the respective APY for the dividend period. Entire balance is subject to corresponding APY. Rates are subject to change without notice.
Offer: Daily Balance <$200. Min. Balance $0. Entire balance is subject to corresponding APY.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $200 0.00% $200 – $2,500 0.35% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.90% $25,000 – $75,000 1.90% $75,000 – $250,000 2.10% $250,000 – $500,000 2.90% $500,000 and up 3.90% Rate checked
More details - Maine Savings Federal Credit UnionRedWallet® SaverSavings · $0 min · 0.75%–2.78% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Give RedWallet Cash or RedWallet Cash Back account a companion. Rewards and ATM refunds sweep into RedWallet Saver. No minimum balance and no monthly fees. Rates depend on meeting RedWallet qualification cycle requirements.
Offer: Qualifications met
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for RedWallet® Saver Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.26% $100,000 – $250,000 2.02% $250,000 and up 2.78% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $0 min · 0.40%–3.40% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.40% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $10,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.55% $10,000 – $20,000Your amountLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.65% $20,000 – $50,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.50% $50,000 – $75,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.55% $75,000 – $100,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.60% $100,000 – $250,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.00% $250,000 – $500,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.30% $500,000 and upLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.40% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.45% interest rate · No monthly fee
Rate checked
More details - Evergreen Credit UnionMoney MarketMoney Market · $2,500 min · 0.40%–2.10% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum to earn dividends is $2,500.00. Membership eligibility requirements apply (live, work, worship, or attend school in Androscoggin, Cumberland, Lincoln, Oxford, Sagadahoc, or York counties, or immediate relative). No monthly maintenance fees.
0.40% interest rate · No monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $15,000Your amount 0.40% $15,000 – $50,000 0.50% $50,000 – $100,000 1.10% $100,000 – $250,000 1.30% $250,000 and up 2.10% Rate checked
More details - Maine Community BankChampion High-Yield Money MarketChampion High-Yield Money Market · $1 min · 0.25%–2.00% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Champion High-Yield Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 and up 2.00% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
Offer: $5 minimum to open Share Account. $100 minimum balance required to earn dividends.
0.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - Cumberland County Federal Credit UnionMoney Market CheckingMoney Market Checking · $4,000 min · 0.25%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly on average daily balance of $4,000 or more.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $4,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - University Credit UnionSuper Share AccountSavings · $2,000 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn a higher rate of interest with a $2,000 minimum balance. Maximum of three withdrawals per month.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY Up to $1,999 0.05% $2,000 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, ME
83 accounts at 27 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.33%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches