Compare Bank & Credit Union Rates
Best savings rates in Louisiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Louisiana
- 0.50%APY$50 a year on $10,000
Requirements
Offer: $5 monthly service charge waived with $300 minimum daily balance.
$5 monthly fee · Effective Jul 21, 2023
Rate checked
More details - Concordia Bank & Trust Co.Money Market AccountMoney Market Account · $1,000 min · 0.50%–2.02% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $1,000.00. A monthly service charge of $10.00 applies if the ledger balance falls below $1,500.00 during the statement period. Limited to six withdrawals/transfers per month.
Offer: Monthly service charge of $10.00 is avoided with a minimum ledger balance of $1,500.00.
0.50% interest rate · $10 monthly fee · Effective Dec 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.02% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum opening deposit of $100.00. $9.00 quarterly service charge assessed if ledger balance falls below $300.00 at any time during the quarter; fee waived for accountholders 18 and under, full-time students, or seniors age 62 and over.
Offer: Variable interest rate. Interest is compounded quarterly and credited quarterly. $9.00 quarterly service charge if ledger balance falls below $300.00 during the quarter (waived if 18 or under, full-time student, or age 62+). $3.00 excess withdrawal/transfer charge for each withdrawal/transfer over 3 per quarter. Preauthorized/automatic/telephone transfers limited to 6 per month.
0.50% interest rate · Compounded quarterly · Effective Dec 3, 2025
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - Advancial Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.46%–0.56% by balance
Credit union · 2 branches
0.46%APY$46 a year on $10,000Requirements
Product: Advancial membership required (minimum $5 membership share deposit). No monthly service fee. Minimum opening deposit of $2,500. Minimum daily balance of $2,500 is required to earn dividends.
Offer: Minimum opening deposit of $2,500. Earn dividends on balances greater than or equal to $2,500.
0.46% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.46% $25,000 and up 0.51% $50,000 and up 0.56% Rate checked
More details - CUSA Federal Credit UnionPrime Money MarketPrime Money Market · $2,000 min · 0.45%–0.80% by balance
Credit union · 2 branches
0.45%APY$45 a year on $10,0000.45% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Prime Money Market Balance APY $2,000 and upYour amount 0.45% $50,000 and up 0.65% $75,000 and up 0.80% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum deposit of $2,500.00 to open account. If daily collected balance falls below $2,500.00, no interest will accrue. Six withdrawals/transfers permitted per statement cycle; $10.00 fee per debit item over six.
Offer: Minimum balance to obtain APY is $2,500.00. If daily collected balance falls below $2,500.00, no interest will accrue.
0.45% interest rate · Effective May 11, 2023
Rate checked
More details - Gulf Coast Bank & TrustBest Money MarketBest Money Market · $20 min · 0.40%–3.38% by balance
Bank · 20 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum deposit of $20 is required to open account. $10.00 monthly service cycle charge waived if average month-to-date balance is $5,000 or average month-to-date balance is $25,000 or greater in qualifying deposits. Paper statement fee of $4.85 applies unless enrolled in eStatements or meeting balance requirements.
Offer: Monthly fee of $10.00 waived with $5,000 average month-to-date balance or $25,000 in qualifying deposits.
0.40% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Best Money Market Balance APY Up to $100,000Your amount 0.40% $100,000 – $250,000 0.60% $250,000 – $1,000,000Initial rate determined by initial deposit tier; rate tier changes may affect yield. 0.75% $1,000,000 – $1,500,000 3.03% $1,500,000 and up 3.38% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Become a member by opening a savings account with $20. Ability to earn quarterly dividends. ATM card with no monthly service fee.
Offer: Quarterly dividends calculated by average daily balance method; ATM card with no monthly service fee.
0.40% interest rate · No monthly fee
Rate checked
More details - Willis Knighton Federal Credit UnionRegular Share/Savings AccountSavings · $100 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Share dividends are declared by the Board of Directors effective the end of each quarter and posted on the first day of the next month. Minimum balance required to earn dividends is $100.
0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Share/Savings Account Balance APY $100 – $1,999 0.20% $2,000 – $4,999 0.25% $5,000 – $9,999 0.35% $10,000 and upYour amount 0.40% Rate checked
More details - Willis Knighton Federal Credit UnionSpecial Savings AccountSavings · $100 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Savings account for real estate, taxes, insurance, vacation, etc. Dividends declared quarterly and posted on the first day of the next month.
0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Special Savings Account Balance APY $100 – $1,999 0.20% $2,000 – $4,999 0.25% $5,000 – $9,999 0.35% $10,000 and upYour amount 0.40% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Instep CU membership required. $6 minimum deposit to open for new members ($1 to join + $5 minimum balance). Dividends compounded and posted monthly on daily balances of $50.00 and above. Up to 3 free withdrawals per month ($3 fee per additional withdrawal).
Offer: Tiered dividends paid monthly on minimum balances of $50.00 and above.
0.40% interest rate · Balance cap $149,999.99 · Effective Oct 5, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Shares are variable rate accounts subject to change without notice.
0.40% interest rate · Effective Dec 1, 2022
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: A minimum of $5.00 keeps your Regular Share account open. No interest is paid on average daily balances below $100. Dividends are earned on the average daily balance for the dividend period and credited quarterly.
Offer: Average daily balance of $100.00 to $1,999.99 for the quarter.
0.40% interest rate · Effective Jul 1, 2026
Rate checked
More details - Valex Federal Credit UnionShare SavingsSavings · $25 min · 0.00%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Individual must be a part of Field of Membership. Average daily balances of more than $100 earn dividends. All dividends paid monthly.
0.00% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% Over $100Your amount 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Louisiana
234 accounts at 106 banks and credit unions · checked Oct 16–22
- Typical
- 0.21%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches