Credit union · NCUA insured
Heart of Louisiana Credit Union Savings Rates
Heart of Louisiana Credit Union’s best savings rate is 0.40% APY on $10,000, with its Special Savings. Rates checked October 16, 2026.
How Heart of Louisiana Credit Union’s savings rates compare
Compared with banks and credit unions near Alexandria, LA, where Heart of Louisiana Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Heart of Louisiana Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Special Savings
Top rate
Barksdale Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Heart of Louisiana Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Heart of Louisiana Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Savings
0.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceShares are variable rate accounts subject to change without notice.Any balance | 0.40% | $40 | Shares are variable rate accounts subject to change without notice. |
Sources (1)
- heartcu.org/rates · captured Sep 18, 2026
Money Market (Safe) Shares
0.25%APY
Minimum deposit of $2,500 required; additional deposits must be at least $100. Withdrawals limited to three (3) per month with at least two in amounts >= $500. Dividends compound daily and are credited monthly. Shares are variable rate accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance $2,500.$2,500 and up | 0.25% | $25 | Minimum balance $2,500. |
Sources (2)
All captured Sep 18, 2026
Regular Shares
0.10%APY
Dividends are paid on the last day of each month. Up to six transfers allowed per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upShares are variable rate accounts subject to change without notice. Minimum balance is $10.00.$10 and up | 0.10% | $10 | Shares are variable rate accounts subject to change without notice. Minimum balance is $10.00. |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club Shares
3.00%APY
Funds issued annually in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Shares are variable rate accounts subject to change without notice.Any balance | 3.00% | $300 | No minimum balance required. Shares are variable rate accounts subject to change without notice. |
Sources (3)
All captured Sep 18, 2026
IRA Shares
0.55%APY
Available as Traditional IRA and Roth IRA wrappers. No service fees or minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceShares are variable rate accounts subject to change without notice. No service fees or minimum balance required.Any balance | 0.55% | $55 | Shares are variable rate accounts subject to change without notice. No service fees or minimum balance required. |
Sources (3)
All captured Sep 18, 2026
Who can join Heart of Louisiana Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Rapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, and Grant parishes, as well as businesses and other legal entities located in this area.
Membership information collected October 5, 2026.