Credit union · NCUA insured
Heart of Louisiana Credit Union
A $146.4M credit union headquartered in Pineville, LA, with 16,407 members and 4 branches in Louisiana. Best rates: CDs 1.00% and savings 0.40% APY.
Heart of Louisiana Credit Union Carrot Score
77
Carrot Score
Higher than 45% of U.S. banks and credit unions
#5 of 14 in Alexandria, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Heart of Louisiana Credit Union
Organized in 1955, Heart of Louisiana Credit Union initially served employees of the United States Department of Agriculture working in Louisiana under Alexandria and Pineville USDA office supervision.
In 2005, the credit union achieved underserved status, serving Rapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, and Grant parishes.
- Headquarters
- 303 Edgewood Dr, Pineville, LA 71360-5444
- NCUA charter
- 10164
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Rapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, and Grant parishes, as well as businesses and other legal entities located in this area.
Branches
4 branches in Louisiana
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Louisiana
4 branches
Alexandria area · 3
- Corporate OfficeMain office303 Edgewood Dr, Pineville, LA 71360Directions
- Coliseum4407 Coliseum Blvd, Alexandria, LA 71303Directions
- Commerce3616 Commerce St, Alexandria, LA 71302Directions
Marksville area · 1
- Avoyelles348 Center St, Marksville, LA 71351Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.71% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.35% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.48% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $67 | $76 | — |
- CapitalNet worth ratio16.71%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.35%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.48%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$67Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Heart of Louisiana Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.