Credit union · NCUA insured
DOCCU Savings Rates
Top CarrotDOCCU’s best savings rate is 0.40% APY on $10,000, with its Regular Share Account. Rates checked October 16, 2026.
How DOCCU’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where DOCCU has the most branches. $10,000, best rate first.
This credit union’s best
DOCCU
0.40%APY
- Requires
- None
- Minimum
- $20
- Earns on $10,000 a year
- $40
Regular Share Account
Top rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Ascension Credit Union
3.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $360
DOCCU savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DOCCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Escrow
0.40%APY
Escrow share account. Dividends are calculated by the average daily balance method and anticipated quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upDividends calculated by average daily balance method.$20 and up | 0.40% | $40 | Dividends calculated by average daily balance method. |
Sources (1)
- doccu.org/deposit-rates · captured Oct 5, 2026
Regular Share Account
0.40%APY
Become a member by opening a savings account with $20. Ability to earn quarterly dividends. ATM card with no monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upQuarterly dividends calculated by average daily balance method; ATM card with no monthly service fee.$20 and up | 0.40% | $40 | Quarterly dividends calculated by average daily balance method; ATM card with no monthly service fee. |
Special-purpose accounts
Christmas Club
0.40%APY
Distributed annually in early October. A minimum fee of $50 is assessed if a withdrawal is made before or after the scheduled disbursement date.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upFunds distributed annually in early October. A minimum fee of $50 is assessed if a withdrawal is made before or after the scheduled disbursement date. Dividends calculated by average daily balance method.$20 and up | 0.40% | $40 | Funds distributed annually in early October. A minimum fee of $50 is assessed if a withdrawal is made before or after the scheduled disbursement date. Dividends calculated by average daily balance method. |
Vacation Club
0.40%APY
Allows two (2) withdrawals per year. A minimum fee of $50 per withdrawal is assessed after two (2) withdrawals per year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upAllows 2 withdrawals per year without penalty; $50 minimum fee per withdrawal after 2 withdrawals per year. Dividends calculated by average daily balance method.$20 and up | 0.40% | $40 | Allows 2 withdrawals per year without penalty; $50 minimum fee per withdrawal after 2 withdrawals per year. Dividends calculated by average daily balance method. |
Who can join DOCCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of DOC or one of its subsidiaries are eligible for membership.
Family and household
- Immediate family members of DOCCU members or employees/retirees of DOC or its subsidiaries are eligible to join.
Membership information collected October 5, 2026.