Credit union · NCUA insured
Noda Federal Credit Union Savings Rates
Noda Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Regular Shares. Rates checked October 16, 2026.
How Noda Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New Orleans, LA, where Noda Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Noda Federal Credit Union
0.40%APY
- Minimum
- $5
- Earns on $10,000 a year
- $40
Regular Shares
Top rate
Keesler Federal Credit Union
3.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Chevron Federal Credit Union
3.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $315
Noda Federal Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Noda Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.40%APY
A minimum of $5.00 keeps your Regular Share account open. No interest is paid on average daily balances below $100. Dividends are earned on the average daily balance for the dividend period and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,000Average daily balance of $100.00 to $1,999.99 for the quarter. | 0.40% | — | Average daily balance of $100.00 to $1,999.99 for the quarter. |
| $2,000 – $10,000Average daily balance of $2,000.00 to $9,999.99 for the quarter. | 0.40% | — | Average daily balance of $2,000.00 to $9,999.99 for the quarter. |
| $10,000 and upAverage daily balance of $10,000.00 and over for the quarter. | 0.40% | $40 | Average daily balance of $10,000.00 and over for the quarter. |
Special-purpose accounts
IRA Shares
1.01%APY
Dividend Rate and APY may change quarterly based on the 52 Week Treasury Bill Discount Auction rate index (lower of the 52 Week T-Bill rate or highest Regular Share rate). Any withdrawal made prior to 18 months from deposit date may impose a fee. No rollover deposits allowed from other institutions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance $100.00. Dividends computed on average balance for dividend period.$100 and up | 1.01% | $100 | Minimum balance $100.00. Dividends computed on average balance for dividend period. |
Sources (1)
- nodafcu.org/savings-rates · captured Sep 18, 2026
Christmas Club
0.40%APY
Entire balance available upon request on or after November 1. After January 1st of the New Year, only 1 emergency withdrawal is allowed without penalty; subsequent emergency withdrawals incur a fee. Tiered rate account sharing the Regular Share rate schedule.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,000Average daily balance of $1,999.99 or below for the quarter. | 0.40% | — | Average daily balance of $1,999.99 or below for the quarter. |
| $2,000 – $10,000Average daily balance of $2,000.00 to $9,999.99 for the quarter. | 0.40% | — | Average daily balance of $2,000.00 to $9,999.99 for the quarter. |
| $10,000 and upAverage daily balance of $10,000.00 or more for the quarter. | 0.40% | $40 | Average daily balance of $10,000.00 or more for the quarter. |
Sources (1)
- nodafcu.org/savings-rates · captured Sep 18, 2026
Who can join Noda Federal Credit Union
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