Compare Bank & Credit Union Rates
Best savings rates in Louisiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Louisiana
- Alive Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.75%–2.15% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,000Requirements
Product: No monthly service fee. Must maintain a minimum daily balance of $100 to earn dividends. No more than three of the six transactions may be made by check, draft or debit card during the statement period.
0.75% interest rate · No monthly fee · Effective Jun 2, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $2,500 0.75% $2,500 – $24,999Your amount 1.05% $25,000 – $49,999 1.15% $50,000 – $99,999 1.30% $100,000 – $149,999 1.55% $150,000 – $199,999 2.05% $200,000 and up 2.15% Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 2 branches
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details - Centric Federal Credit UnionMoney Market SavingsMoney Market Savings · $500 min · 0.00%–4.00% by balance
Credit union · 9 branches
1.00%APY$100 a year on $10,000Requirements
Offer: Minimum balance required to earn dividends.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $2,499 0.00% $2,500 – $49,999Your amount 1.00% $50,000 and up 4.00% Rate checked
More details - EFCU FinancialPlatinum Money Market SavingsPlatinum Money Market Savings · $0 min · 0.00%–3.56% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service charge regardless of balance. Up to 3 free withdrawals per month with a $25 fee for additional withdrawals. No minimum deposit amount required to open.
No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Platinum Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.00% $50,000 and up 3.56% Rate checked
More details - The First National Bank of JeaneretteC'est Bon SaverSavings · $100 min · 0.25%–1.00% by balance
Bank · 10 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Must have a C'est Bon checking account to open. Limit 1 account per social security number. $100 minimum deposit to open. Monthly enrollment in online banking and receipt of electronic statements are conditions of the account.
Offer: Balances up to $25,000 receive APY of 1.00%. No monthly service charge. Must have C'est Bon checking account.
Qualified rate · No monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for C'est Bon Saver Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.25%* Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 20 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum deposit of $1,000 to open. Daily balance method used for compounding. If balance falls below minimum, funds may be transferred to a Regular Share account.
0.75% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Super Green Balance APY $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 and up 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Exclusively available to those with a Kasasa Cash® or Kasasa Cash Back® checking account. Kasasa Saver automatically sweeps earned rewards to this account monthly. Earn up to 1.00% APY on balance when qualifications are met. No minimum balance requirement to earn rewards.
Offer: Earn up to 1.00% APY on balance when qualifications are met; free account / no monthly maintenance fee; requires Kasasa Cash® or Kasasa Cash Back® checking account.
Qualified rate · No monthly fee
Rate checked
More details - Southwest Louisiana CUMoney MarketMoney Market · $0 min · 0.00%–1.25% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.15% $100,000 and up 1.25% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 19 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Membership eligibility is open to residents living in the trade territory of the City of Rayne and their immediate family members (relatives by blood or marriage, foster/adopted children, grandchildren, sons-in-law, daughters-in-law). Opening requires a $5.00 opening fee and a $25.00 minimum balance ($30.00 total minimum opening deposit). Deposits are limited to up to $25,000 per quarter.
Offer: Must maintain a minimum average daily balance of $100.00 in the share account to obtain the disclosed APY (effective April 1, 2018). Dividend rate is determined the last month of each quarter for that quarter; dividends are calculated the last week of each quarter and credited to the account.
0.85% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Requires linking to a free Kasasa Cash or Kasasa Cash Back checking account. Qualifications per Monthly Qualification Cycle to receive higher rates: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online or mobile banking monthly.
Offer: Requires meeting monthly qualification cycle requirements on linked Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · 0.75% interest rate · Balance cap $50,000 · No monthly fee · Effective May 1, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Offer: Minimum balance to earn interest is $10,000. Monthly service charge of $20 is waived with $5,000 minimum daily balance.
$20 monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - RiverLand Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.40%–0.65% by balance
Credit union · 5 branches
0.65%APY$65 a year on $10,000Requirements
Product: No monthly fees. No monthly limit on number of withdrawals. Minimum balance of $1,000 required to earn dividends.
0.39% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 and up 0.40% $10,000 and upYour amount 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Louisiana
234 accounts at 106 banks and credit unions · checked Oct 16–22
- Typical
- 0.21%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches