Credit union · NCUA insured
People's Credit Union Savings Rates
People's Credit Union’s best savings rate is 0.85% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How People's Credit Union’s savings rates compare
Compared with banks and credit unions near Lafayette, LA, where People's Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
People's Credit Union
0.85%APY
- Requires
- None
- Minimum
- $30
- Earns on $10,000 a year
- $85
Savings Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
People's Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.85%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where People's Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account
0.85%APY
Membership eligibility is open to residents living in the trade territory of the City of Rayne and their immediate family members (relatives by blood or marriage, foster/adopted children, grandchildren, sons-in-law, daughters-in-law). Opening requires a $5.00 opening fee and a $25.00 minimum balance ($30.00 total minimum opening deposit). Deposits are limited to up to $25,000 per quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum average daily balance of $100.00 in the share account to obtain the disclosed APY (effective April 1, 2018). Dividend rate is determined the last month of each quarter for that quarter; dividends are calculated the last week of each quarter and credited to the account.$100 and up | 0.85% | $85 | Must maintain a minimum average daily balance of $100.00 in the share account to obtain the disclosed APY (effective April 1, 2018). Dividend rate is determined the last month of each quarter for that quarter; dividends are calculated the last week of each quarter and credited to the account. |
Sources (4)
All captured Oct 5, 2026
Who can join People's Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents living in the trade territory of the City of Rayne are eligible for membership.
Family and household
- Members of immediate families of members—including any relative by blood or marriage, foster and adopted children, grandchildren, sons-in-law, and daughters-in-law—are eligible for membership.
Cost to join
- Minimum deposit/balance of $25.00 in savings account required to begin membership.
- Opening fee of $5.00 required when opening a membership savings account.
Membership information collected October 5, 2026.