Compare Bank & Credit Union Rates
Best savings rates in Kentucky
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Kentucky
- 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee when paired with a personal Huntington checking account or with an average daily balance of $300, otherwise $4 monthly fee.
Offer: Minimum opening deposit is $50.00. Minimum balance to earn interest is $0.01. Monthly maintenance fee of $4 waived with an average daily balance of $300 or when you own a Huntington personal checking account.
0.01% interest rate · Balance cap $99,999,999,999.99 · $4 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Non-Relationship Rate. Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 69 branches
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Allows saving separately under the same member number.
Offer: Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: A minimum of $5 must remain on deposit to retain credit union membership.
Offer: Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit.
0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must be bundled/opened with a new or existing Bluegrass Preferred Interest or Bluegrass Simply Cash Back account. Monthly fee waived with minimum daily balance of $0.00.
Offer: Base rate if qualifications in the bundled Bluegrass Rewards Checking account are not met.
Qualified rate · No monthly fee · Effective Dec 1, 2025
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fee. No minimum balance to earn rewards. No minimum deposit to open. Limit 1 account per member.
Offer: When qualifications on linked Kasasa Cash or Kasasa Cash Back account are not met; earned on entire average daily balance.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - Truist BankTruist One Money Market AccountTruist One Money Market Account · $50 min
Bank · 53 branches
0.01%APY$1 a year on $10,000Requirements
Product: Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
Offer: Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more.
0.01% interest rate · $12 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · No monthly fee · Effective Feb 22, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must meet qualifications in corresponding MyChoice Advantage or Plus Account to earn 2.00% APY on balances up to $100,000 and 0.25% APY over $100,000. If qualifications not met, earns 0.01% APY. Refunds on ATM withdrawal fees up to $4.99 per transaction, $25 per month when qualified. No monthly service fee.
Offer: If qualifications in corresponding MyChoice Advantage or Plus Account are not met.
Qualified rate · No monthly fee
Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: No minimum balance required to open. Nickname account to help identify savings purpose.
0.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - Huntington BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.00%–3.35% by balance
Bank · 10 branches
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: $25 monthly maintenance fee waived with an average daily balance of at least $25,000 or by owning a qualifying checking account (Huntington Perks Checking or Platinum Perks Checking). Rates based on ZIP code 43215. Minimum balance to earn interest is $25,000.
Offer: Promotional rate tier (Non-Relationship Rate). Fee waived with $25,000 ADB or qualifying checking account.
Qualified rate · 0.00% interest rate · $25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.00% $25,000 – $2,000,001Promotional relationship rate with open Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account. Requires $25,000 new money to Huntington. 3.35% $2,000,001 – $100,000,000,000Requires $25,000 new money to Huntington. 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kentucky
270 accounts at 108 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches