Credit union · NCUA insured
Kit Federal Credit Union Savings Rates
Kit Federal Credit Union’s best savings rate is 1.90% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Kit Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Kit Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kit Federal Credit Union
1.90%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $190
Money Market Savings
Top rate
LG&E Co. Credit Union
5.12%APY
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Kit Federal Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.90%
- $100,000 balance$100,0002.40%
- QualifiedQualified1.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kit Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.90%APY
Open with a minimum of $2,000. Dividends are compounded and credited monthly. Rates are variable and subject to change.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $20,000 | 1.90% | $190 |
| $20,000 – $75,000 | 2.15% | — |
| $75,000 – $200,000 | 2.40% | — |
| $200,000 and up | 3.20% | — |
Primary Savings
0.05%APY
A $5 minimum balance requirement is your share in Kit FCU and establishes membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.05% | $5 |
Special Savings
0.00%APY
No minimum balance required to open. Nickname account to help identify savings purpose.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Special-purpose accounts
Christmas Club
0.05%APY
No minimum balance required to open. Funds become available October 1; withdrawals permitted between October 1 and December 31 without fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
IRA Savings
0.05%APY
Offers Traditional, Roth, and Education IRA savings options.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
All captured Oct 22, 2026
Kidz Club Youth Savings
0.05%APY
For minors with an eligible adult Kit member joint on account. $5 minimum deposit required to open and $5 minimum balance maintained to keep open. Earns Primary Savings dividend rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns the Primary Savings dividend rate.Any balance | 0.05% | $5 | Earns the Primary Savings dividend rate. |
Sources (3)
All captured Oct 22, 2026
Vacation Club
0.00%APY
No minimum balance required to open. Unlimited deposits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Who can join Kit Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, volunteers, or attends school in Jefferson County.
Family and household
- Immediate family of Kit members are eligible to join.
Cost to join
- Membership is established by opening a Primary Savings account with a minimum $5 deposit.
Membership information collected October 4, 2026.