Credit union · NCUA insured
Liberty FCU Savings Rates
Liberty FCU’s best savings rate is 1.00% APY on $10,000, with its Money Market Share Accounts. Rates checked October 15, 2026.
How Liberty FCU’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Liberty FCU has the most branches. $10,000, best rate first.
This credit union’s best
Liberty FCU
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Share Accounts
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Liberty FCU savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Liberty FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Share Accounts
1.00%APY
Requires a minimum balance to open. Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. Dividends are established monthly at a rate determined by the Liberty FCU Board of Directors. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $9,999 | 1.00% | — |
| $10,000 – $24,999 | 1.00% | $100 |
| $25,000 – $49,999 | 1.50% | — |
| $50,000 – $99,999 | 2.00% | — |
| $100,000 – $249,999 | 2.50% | — |
| $250,000 – $999,999 | 3.00% | — |
| $1,000,000 and up | 4.00% | — |
Sources (2)
All captured Sep 18, 2026
Regular Shares
0.01%APY
A minimum of $5 must remain on deposit to retain credit union membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upDividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit.$200 and up | 0.01% | $1 | Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. |
Special Shares
0.01%APY
Allows saving separately under the same member number.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upDividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit.$200 and up | 0.01% | $1 | Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. |
Special-purpose accounts
IRA/CESA Share Account
0.25%APY
No setup or annual fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit.$500 and up | 0.25% | $25 | Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. |
Sources (3)
All captured Oct 5, 2026
Christmas Club
0.01%APY
Withdrawals can be made as necessary at any time without closing the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upDividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit.$200 and up | 0.01% | $1 | Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. |
Vacation Club
0.01%APY
Can be opened at any time with any amount.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upDividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit.$200 and up | 0.01% | $1 | Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. |
Who can join Liberty FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.