Compare Bank & Credit Union Rates
Best savings rates in Louisville, KY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Louisville, KY
- Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.75%–2.25% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $150,000 1.30% $150,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - Abound Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.55%–1.10% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Dividends paid and compounded monthly. Minimum balance to earn dividends: $1,000. Subject to $10 membership fee if not already a member. Subject to $10 monthly fee if balance falls below $1,000. Subject to excessive withdrawal fees if more than 6 withdrawals are made within a calendar month. Available to both consumer and business members.
Offer: 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method.
0.55% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 0.55% $10,000 – $25,000 0.55% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 – $250,000 1.10% Over $250,000 1.10% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly. No minimum deposit.
Offer: No minimum balance to earn APY; no minimum balance to avoid service fee.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.45%–1.10% by balance
Credit union · 4 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance.
Qualified rate · 0.45% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.45% $50,000 – $150,000 1.00% $150,000 – $250,000 1.00% $250,000 and up 1.10% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Beacon Community Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · up to $10,000
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open. Tiered dividends based on balance. Maximum 3 share drafts / checks per month drawn on MM and maximum 3 withdrawals or transfers per month.
0.25% interest rate · Effective Jul 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open for $5 to own a share of the credit union. Offers payroll deductions and unlimited transactions.
0.25% interest rate · No monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Earns interest only on balances of $10,000 or more; no interest earned if monthly balance drops below $10,000. Up to 6 free withdrawals per month ($2 per additional withdrawal).
Offer: Interest is earned only on accounts maintaining a $10,000 minimum monthly balance. 6 free withdrawals per month (then $2 per additional withdrawal).
0.15% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum balance.
Offer: Avoid $10 monthly service fee by maintaining a $1,000 minimum balance.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. No monthly service fees.
Offer: No minimum balance to earn APY; no minimum balance to avoid service fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends paid quarterly on average daily balances of $100 or more. Membership requires a $5 minimum balance. No monthly maintenance fees. Includes free online banking, mobile banking, and eStatements.
Offer: Dividends paid quarterly on average daily balances of $100 or more.
0.15% interest rate · No monthly fee · Effective Jul 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $5.00 to open and maintain membership; balances of $100.00 or more earn dividends.
Offer: $5.00 minimum balance for membership; $100.00 minimum balance to earn dividends.
Effective Jul 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $3 quarterly service fee with a $300 minimum balance. Includes 3 free withdrawals per month ($2 per withdrawal thereafter).
Offer: Avoid the $3 quarterly service fee with a $300 minimum balance. 3 free withdrawals per month (then just $2 per withdrawal).
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Louisville, KY
62 accounts at 22 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.93%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches