Credit union · NCUA insured
Beacon Community Credit Union Savings Rates
Top CarrotBeacon Community Credit Union’s best savings rate is 4.00% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How Beacon Community Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Beacon Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Beacon Community Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Money Market Checking
Top rate
LG&E Co. Credit Union
5.12%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $512
3rd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Beacon Community Credit Union savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0004.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Beacon Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
Up to 4.00%APY
Minimum $2,500 deposit to open. Tiered dividends based on balance. Maximum 3 share drafts / checks per month drawn on MM and maximum 3 withdrawals or transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Avg Balance up to $10K | 4.00% | $400 | Avg Balance up to $10K |
| $2,500 – $10,000 | 0.25% | $25 | |
| $10,000 – $25,000 | 0.50% | — | |
| $25,000 – $50,000 | 0.80% | — | |
| Over $50,000Over $50,000 | 1.00% | — | Over $50,000 |
Regular Share Savings
0.15%APY
Dividends paid quarterly on average daily balances of $100 or more. Membership requires a $5 minimum balance. No monthly maintenance fees. Includes free online banking, mobile banking, and eStatements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid quarterly on average daily balances of $100 or more.$100 and up | 0.15% | $15 | Dividends paid quarterly on average daily balances of $100 or more. |
Special-purpose accounts
Individual Retirement Account
0.40%APY
Offers Traditional, Roth, and Coverdell Education IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.40% | $40 |
Club Accounts
0.15%APY
Includes Christmas Club, Vacation Club, Insurance Share, and Escrow Share. Christmas Club funds are accessible October 1 - December 31; closing prior to October 1 incurs a $5.00 early termination fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.15% | $15 |
Who can join Beacon Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.