Credit union · NCUA insured
Abound Credit Union Savings Rates
Top CarrotAbound Credit Union’s best savings rate is 0.55% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Abound Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Abound Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Abound Credit Union
0.55%APY
- Minimum
- $0
- Earns on $10,000 a year
- $55
Money Market Account
Top rate
LG&E Co. Credit Union
5.12%APY
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Abound Credit Union savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.25%
- $10,000 balance$10,0004.25%
- $100,000 balance$100,0002.26%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Abound Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings Account
4.25%APY on $10,000
Limit of one High Yield Savings Account per primary member's Social Security Number. Available to both business and consumer members. Subject to $10 membership fee if not already a member. A blended APY is calculated based on balances in each earning tier.
| Part of the balance | Rate on that part |
|---|---|
| Up to $25,000 | 4.17% |
| $25,000 – $100,000 | 1.59% |
| Over $100,000 | 1.14% |
On $10,000 the tiers blend to about 4.25% APY, earning $425 a year.
Money Market Account
0.55%APY
Dividends paid and compounded monthly. Minimum balance to earn dividends: $1,000. Subject to $10 membership fee if not already a member. Subject to $10 monthly fee if balance falls below $1,000. Subject to excessive withdrawal fees if more than 6 withdrawals are made within a calendar month. Available to both consumer and business members.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 0.55% | $55 | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
| $10,000 – $25,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 0.55% | — | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
| $25,000 – $50,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 0.65% | — | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
| $50,000 – $100,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 0.75% | — | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
| $100,000 – $250,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 1.10% | — | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
| Over $250,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 1.10% | — | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
Savings Account
0.05%APY
Subject to $10 membership fee if not already a member. Minimum balance to earn APY is $100.00 (under age 18, $0.00). Business accounts not eligible.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). | 0.05% | $5 | Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). |
| $10,000 – $50,000Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). | 0.10% | — | Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). |
| Over $50,000Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). | 0.15% | — | Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). |
Special-purpose accounts
Individual Retirement Account (IRA) / Traditional IRA
0.05%APY
Available to consumer members only. If account is closed before accrued dividends are credited, dividends are forfeited. Subject to $10 membership fee if not already a member. Minimum balance to earn APY is $100.00 (under age 18, $0.00).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). | 0.05% | $5 | Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). |
| $10,000 – $50,000Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). | 0.10% | — | Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). |
| $50,000 – $100,000Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). | 0.15% | — | Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). |
| Over $100,000Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). | 0.15% | — | Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule). |
Roth or Education IRA Savings Account
0.05%APY
Subject to $10 membership fee if not already a member. Minimum balance to earn APY is $100.00. Dividends compounded and credited monthly per schedule. Available for Roth IRA or Coverdell Education Savings Accounts (ESA).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Minimum balance to earn APY is $100.00. Dividends compounded monthly. | 0.05% | $5 | Minimum balance to earn APY is $100.00. Dividends compounded monthly. |
| $10,000 – $50,000Minimum balance to earn APY is $100.00. Dividends compounded monthly. | 0.10% | — | Minimum balance to earn APY is $100.00. Dividends compounded monthly. |
| Over $50,000Minimum balance to earn APY is $100.00. Dividends compounded monthly. | 0.15% | — | Minimum balance to earn APY is $100.00. Dividends compounded monthly. |
Sources (2)
- aboundcu.com/accounts/personal…l-retirement-account-ira
- aboundcu.com/getmedia/1bf9c39b…6246b9a/consumer-pdf.pdf
All captured Oct 15, 2026
Closed to new customers
Savvy Money Market Account
0.55%APY
This account is no longer available for new account opening. Dividends paid and compounded monthly. Minimum balance to earn APY is $1,000.00. Subject to $10 membership fee if not already a member. Available to both consumer and business members.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 0.55% | $55 | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
| $25,000 – $50,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 0.65% | — | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
| $50,000 – $100,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 0.75% | — | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
| Over $100,0000.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. | 1.10% | — | 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method. |
Sources (2)
- aboundcu.com/community-support…ouch/rates/deposit-rates
- aboundcu.com/getmedia/1bf9c39b…6246b9a/consumer-pdf.pdf
All captured Oct 9, 2026
Who can join Abound Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living, working, worshiping, attending school, or conducting regular business in designated areas in Kentucky are eligible for membership.
Employers and groups
- Employees of Select Employer Groups are eligible for membership.
Military, government and schools
- Active duty military, Reserves, National Guard personnel, and Civil Service employees are eligible for membership.
- Contractors attached to Fort Knox Army base are eligible for membership.
- Retired Military and retired Civil Service individuals are eligible for membership.
Cost to join
- Joining requires a $10 non-refundable Membership fee.
- Joining requires a $5 deposit to open a share.
Membership information collected October 4, 2026.