Credit union · NCUA insured
Abound Credit Union
Top CarrotA $2.7B credit union, the 191st largest of 4,329, headquartered in Radcliff, KY, with 115,025 members and 17 branches in Kentucky. Best rates: CDs 4.50% and savings 0.55% APY.
Abound Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#4 of 43 in Louisville/Jefferson County, KY-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Abound Credit Union
Abound Credit Union is a member-focused not-for-profit cooperative operating 18 branches across Kentucky.
The credit union serves communities throughout central and southern Kentucky, including Bardstown, Bowling Green, Elizabethtown, Fort Knox, and Louisville.
- Headquarters
- 3939 S Dixie Blvd, Radcliff, KY 40160-5113
- NCUA charter
- 7000
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living, working, worshiping, attending school, or conducting regular business in designated areas in Kentucky are eligible for membership.
Employers and groups
- Employees of Select Employer Groups are eligible for membership.
Military, government and schools
- Active duty military, Reserves, National Guard personnel, and Civil Service employees are eligible for membership.
- Contractors attached to Fort Knox Army base are eligible for membership.
- Retired Military and retired Civil Service individuals are eligible for membership.
Cost to join
- Joining requires a $10 non-refundable Membership fee.
- Joining requires a $5 deposit to open a share.
Branches
17 branches in Kentucky
Loading map…
Kentucky
17 branches
Louisville/Jefferson County area · 6
- Bardstown Branch100 Kelly Dr, Bardstown, KY 40004Directions
- Bardstown Walmart Branch3795 E John Rowan Blvd, Bardstown, KY 40004Directions
- Brandenburg Branch1452 Old State Rd, Brandenburg, KY 40108Directions
- Jeffersontown9306 Taylorsville Rd, Louisville, KY 40299Directions
- Valley Station9915 Dixie Hwy, Louisville, KY 40272Directions
- Shepherdsville541 Conestoga Pkwy, Shepherdsville, KY 40165Directions
Elizabethtown area · 6
- Dixie Branch1109 N Dixie Ave, Elizabethtown, KY 42701Directions
- Ring Road Branch1650 Ring Rd, Elizabethtown, KY 42701Directions
- Pershing Branch1175 Pershing Dr, Fort Knox, KY 40121Directions
- Hodgenville299 Lincoln Dr, Hodgenville, KY 42748Directions
- 313 Branch3939 S Dixie Blvd, Radcliff, KY 40160Directions
- Radcliff Branch713 W Lincoln Trail Blvd, Radcliff, KY 40160Directions
Bowling Green area · 2
- Bowling Green2345 Gary Farms Blvd, Bowling Green, KY 42104Directions
- Nashville Rd2518 Penn Dr, Bowling Green, KY 42104Directions
Campbellsville area · 1
- Campbellsville Branch121 Walmart Dr, Campbellsville, KY 42718Directions
Danville area · 1
- Danville Branch312 Skywatch Dr, Danville, KY 40422Directions
Leitchfield area · 1
- Leitchfield1453 Elizabethtown Rd, Leitchfield, KY 42754Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.85% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.81% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.06% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalNet worth ratio15.85%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.81%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.06%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Abound Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.