Credit union · NCUA insured
Beacon Community Credit Union
Top CarrotA $70.7M credit union headquartered in Louisville, KY, with 8,909 members and 3 branches in Kentucky. Best rates: CDs 3.34% and savings 4.00% APY.
Beacon Community Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#7 of 43 in Louisville/Jefferson County, KY-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Beacon Community Credit Union
- Headquarters
- 7910 National Tpke, Louisville, KY 40214
- NCUA charter
- 60883
Branches
3 branches in Kentucky
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Kentucky
3 branches
- Main OfficeMain office7910 National Tpke, Louisville, KY 40214Directions
- Dixie Branch5344 Dixie Hwy, Louisville, KY 40216Directions
- Shep Branch138 Orion Dr, Shepherdsville, KY 40165Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.29% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.03% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $46 | $59 | — |
- CapitalNet worth ratio12.29%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.03%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$46Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Beacon Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.