Credit union · NCUA insured
Class Act Federal Credit Union Savings Rates
Top CarrotClass Act Federal Credit Union’s best savings rate is 1.10% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Class Act Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Class Act Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Class Act Federal Credit Union
1.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $110
Money Market
Top rate
LG&E Co. Credit Union
5.12%APY
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Class Act Federal Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.10%
- $100,000 balance$100,0001.40%
- QualifiedQualified1.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Class Act Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.10%APY
Tiered interest account with a minimum balance requirement of $2,500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 1.00% | — |
| $10,000 – $25,000 | 1.10% | $110 |
| $25,000 – $50,000 | 1.20% | — |
| $50,000 – $100,000 | 1.30% | — |
| $100,000 – $250,000 | 1.40% | — |
| $250,000 and up | 1.50% | — |
Regular Savings
0.25%APY
Open for $5 to own a share of the credit union. Offers payroll deductions and unlimited transactions.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Summer Savings
0.25%APY
Funds available for withdrawal without a fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Special-purpose accounts
IRA Accumulation
0.50%APY
Individual Retirement Account accumulation savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Christmas Savings
0.25%APY
Funds available for withdrawal without a fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Who can join Class Act Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Open to students of specified educational communities (including JCPS students/immediate family, U of L students/alumni, Embry-Riddle, Family Scholar House, Galen College of Nursing, Sullivan University).
- Open to those who work for, retired from, or volunteer at listed educational groups in the area.
Family and household
- Open to immediate family members (spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, adoptive relationships) or household members of an existing Class Act member.
Other ways
- Open to residents of Kentucky or Indiana by joining the Kentucky PTA (Class Act pays the join fee).
Cost to join
- Class Act covers the Kentucky PTA join fee for applicants joining via that route.
Membership information collected October 4, 2026.