Credit union · NCUA insured
Wichita Federal Credit Union Savings Rates
Wichita Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Wichita Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Wichita, KS, where Wichita Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wichita Federal Credit Union
1.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Wichita Federal Credit Union savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.95%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wichita Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000Dividend Period: Monthly | 0.95% | — | Dividend Period: Monthly |
| $5,001 – $10,000Dividend Period: Monthly | 1.00% | $100 | Dividend Period: Monthly |
| $10,001 – $25,000Dividend Period: Monthly | 1.00% | — | Dividend Period: Monthly |
| $25,001 – $50,000Dividend Period: Monthly | 1.50% | — | Dividend Period: Monthly |
| $50,001 and upDividend Period: Monthly | 2.00% | — | Dividend Period: Monthly |
Sources (1)
- wichitafcu.com/bank/rates · captured Sep 18, 2026
Regular Share
0.15%APY
Open this Account to become a WFCU Member. Gives you access to all WFCU products. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly.Any balance | 0.15% | $15 | Dividends paid quarterly. |
Secondary Shares
0.15%APY
Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly.Any balance | 0.15% | $15 | Dividends paid quarterly. |
Sources (1)
- wichitafcu.com/bank/rates · captured Oct 5, 2026
Special-purpose accounts
Christmas Club
1.00%APY
Save year-round for holiday expenses. Paid annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid annually.Any balance | 1.00% | $100 | Dividends paid annually. |
IRA
0.15%APY
Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly.Any balance | 0.15% | $15 | Dividends paid quarterly. |
Sources (1)
- wichitafcu.com/bank/rates · captured Oct 5, 2026
Who can join Wichita Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.