Bank · FDIC insured
KS StateBank
Top CarrotA $2.6B bank headquartered in Manhattan, KS, with 6 branches in 2 states. Best rates: CDs 4.35% and savings 1.00% APY.
KS StateBank Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#6 of 14 in Manhattan, KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About KS StateBank
KS StateBank was founded as Kansas State Bank of Manhattan in 1969, operates from its home base in Manhattan, Kansas, and was rebranded to KS StateBank in 2015.
The bank operates five branches across Kansas and a branch in Phoenix, Arizona, alongside a Manhattan-based Government Financing division.
- Headquarters
- 1010 Westloop Pl, Manhattan, KS 66502
- FDIC certificate
- 19899 ↗
Branches
6 branches in 2 states
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Kansas
5 branches
Manhattan area · 4
- KS StateBankMain office1010 Westloop Pl, Manhattan, KS 66502Directions
- Junction City Branch539 W 6th St, Junction City, KS 66441Directions
- Highway 24 Branch8803 E Us Highway 24, Manhattan, KS 66502Directions
- Poyntz Avenue Branch555 Poyntz Ave, Manhattan, KS 66502Directions
Wichita area · 1
- Wichita Branch1424 S Maize Rd, Wichita, KS 67209Directions
Arizona
1 branch
- Phoenix Branch5110 N Central Ave, Phoenix, AZ 85012Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.97% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.49% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.95% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalLeverage ratio12.97%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.49%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.95%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of KS StateBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.